Whilst I agree that paying for a future investment is a smart thing to do and education is largely a sound investment from a macroeconomic perspective, I think the choice of whether or not that investment is made is not one for government to make after a certain point in an individual's life.
The government would make no choices if it was simply free & paid for by general taxation.
It's a service which you use when required.
Why should those who did not pursue education beyond the statutory age be forced to pay for it if they themselves became successful regardless of education?
Mostly because it's a societal benefit, because they still would have the option & they are paying for the future.
Just seems to me that part of growing up and becoming an adult is making these decisions for yourself. If you believe HE is the right path for you, then why shouldn't you demonstrate that conviction by stumping up yourself?
But this isn't the case for everybody, many have economic assistance provided to them via the" bank of mom & dad" - making it only a moral lesson to the poor.
As to the argument that cost puts people off, I'd counter that twofold: 1 - if it seems expensive in the long run, is it really the right choice for you and 2 - is it right that moral hazard (i.e. the risk/reward of an investment) is removed from life?
The purpose of an education isn't always so to serve the economy of the UK.
It's also meant to expand the minds & critical faculties of the population, to safe guard our democracy & to encourage invention & innovation - not everything in like should be calculated in it's base pound value.
Success is not meant to come easy, it's something to work toward.
But should success be made more difficult?, or should it be made easier for more people to succeed?.
What is gained by success being difficult? - that sounds like ideology void of any real meaning to me.
The very idea of removing moral hazard merely exacerbates the problem of universities being oversubscribed with superfluous courses that are better served by apprenticeships.
This is a separate problem we can have free university education for all - but encourage the population to pick more suitable alternatives.
I fear that the argument 'those most able to pay...' is used too often and ends up sounding like 'just go to the Bank of Higher Rate Taxpayers' more often than not,
I include myself in the group I'd raise taxes on (as I'm more than comfortable).
In a society in which we have a deficit in public finances, a society which requires a certain income to pay for the continued maintenance it make senses to go after the groups who actually have money (when you need to get money).
Hey, I'd support raising taxes on the poor if we had a better income gap - infact I'd love to be in a society in which the "poor" pay most of a tax (as an indirect result of having a greater share of the income).
I don't think people complaining about tax being higher for certain earning brackets holds much water when you look at the income & wealth distribution statistics over the last 50 years.
which to a certain extent I actually find offensive. Whilst I broadly agree with the principle of noblesse oblige, it should not be a solution for everything that the government can't afford any more than a myopic level of borrowing is.
Ugh jeez, Tory Boy is back again! :/
Either we borrow, raise taxes, or society will eventually go-to the dogs.
It's really not a difficult choice, as slashing the services which many "Tory boy
" would support firstly costs us more in the long term (in crime, mental health & reduced social cohesion) but they also ignore long term demand for goods & services.
Reduce living conditions & pay for the population & you will eventually destroy your customer base, a strong government enforcing taxation is required for businesses to protect them from their own greed & stupidity.
Sorry, elmarxo is back...