I don't!
Now thats a pick up line and a half .You put a silver wig on and go around talking like him dont you? "The Banker says, I can go out for a drink with you for One beer and a double whiskey chaser... deal or no deal".
Its more if you pay quaterly as they charge you for paying in arrears
I pay mine weekly, £5.50 a week
I don't.
just wait for the magical man and his magical van to come. then admit your sins and pay up