URGENT, BEEN STRUCK BY A VEHICLE!

willd58 · 21 Apr 2008 at 10:49

Some darling lady has pulled out of a junction as I was driving past and hit the back passenger side of my car, cars parked up looking worse for wear where its been hit. Obviously I have to call my insurance company Elephant, she admitted fault in my house in front of my housemates and I don't think she will change her details, I have photos just encase.

Do I phone help hire, will they give me a suitable replacement at 21 years old, or shall I just take what elephant give me? Any other advice appreciated, I have her name, address and registration.

(pics later)

Any comments advice appreciated. Feel free to make me laugh.

rG-tom · 21 Apr 2008 at 10:50

what car? I'm 19 and was hit in my 2.5l V6 Ghia X, they gave me an 07 plate BMW 320D MSport, so yea age isnt an issue for getting a decent car.

willd58 · 21 Apr 2008 at 10:53

rG-tom said:
what car? I'm 19 and was hit in my 2.5l V6 Ghia X, they gave me an 07 plate BMW 320D MSport, so yea age isnt an issue for getting a decent car.

MX5, firestars old one. I want a specific garage to do the work as well, will helphire let me do this? Do I need to even phone elephant at this stage?

CocoPops · 21 Apr 2008 at 10:59

With HelpHire, you have to use their recommended places as part of their "hire car terms"

booyaka · 21 Apr 2008 at 11:06

speak to your insurance first and see what they will do for you.

Dolph · 21 Apr 2008 at 11:08

booyaka said:
speak to your insurance first and see what they will do for you.

This, remember this is what you pay your insurers for. Get them to sort it for you, then claim it back off the other person's policy. Job done, hassle and stress free (assuming they don't write the car off, which can often take a surprisingly small amount of damage...)

willd58 · 21 Apr 2008 at 11:10

Dolph said:
(assuming they don't write the car off, which can often take a surprisingly small amount of damage...)

I am very concerned about this.

Dolph · 21 Apr 2008 at 11:13

willd58 said:
I am very concerned about this.

If it's going to be written off, it won't matter whether you go through your insurance or theirs, it will happen anyway.

Without seeing pics of the damage and knowing a rough value of the car, it's hard to tell, but it's something to consider and possibly prepare yourself for depending on what sort of damage has occured...

Skiddley · 21 Apr 2008 at 11:58

I demand pictures, and the customary MS paint bird's eye view of said junction with cars in primary colors only.

DannyDan · 21 Apr 2008 at 12:11

Skiddley said:
I demand pictures, and the customary MS paint bird's eye view of said junction with cars in primary colors only.

seconded

Firestar_3x · 21 Apr 2008 at 12:24

This thread makes me feel sad

jamoor · 21 Apr 2008 at 12:29

http://www.europaconsultants.co.uk/

Try those people, I had the name of a person, and his tel no,

I dropped the car off at the garage and didnt hear from them until it was ready for me to collect.

Had a 525d M sport in the meanwhile, much easier than dealing with call centers.

willd58 · 21 Apr 2008 at 16:34

My Car in her glory days.

Im cruising south bound at a steady 10-20mph,

I clock her, shes at a complete stop as she should be.

Once she is out of my field of vision and clearly behind me she pounces like a ninja.

willd58 · 21 Apr 2008 at 16:36

I was lucky to escape with both my life and my dignity after such a high speed impact

The car did swing round quite violently on a serious not and I came close on both sides correcting the car to make it at least semi straight again to come to a stand still.

(She isn't in these last photos because frankly, as she was behind me, I have no idea what she or her car did!)

willd58 · 21 Apr 2008 at 16:39

The damage.

Bare in mind, the door is fully shut at this point, the locking mechanism still works and to open the door you need to pull the handle up still.

Theres about an inch gap

I have called http://www.europaconsultants.co.uk/ as they have now been recommended to me by both this forum (thanks Jamoor) and on Piston Heads as they have a very good reputation. I have been warned not to call my insurance company by both Piston Heads and Europa themselves.

BigglesPiP · 21 Apr 2008 at 16:40

Blimey! 2 of her at one point, your car was gang-raped.

Adam · 21 Apr 2008 at 16:51

Oh the drama!

Elephant were great when I had my accident. Wish the same could have been said about the garage but ho hum. Give them a call, that's what they are there for.

What would people do without OcUK?

willd58 · 21 Apr 2008 at 17:02

Adam said:
Oh the drama!

Elephant were great when I had my accident. Wish the same could have been said about the garage but ho hum. Give them a call, that's what they are there for.

What would people do without OcUK?

Elephant would give me a Fiat Punto as a replacement, although tbh, I cant see Europa doing that much better, still, might as well give it a shot, so yea, this forum as well as Piston Heads has certainly been worth the price of admission.

[TW]Fox · 21 Apr 2008 at 17:12

Adam said:
Oh the drama!

Elephant were great when I had my accident.

Unless you drive a 1 litre Corsa, how? If you use them you'll get sent to their approved repairer and be given a Group A hire car.

Yea, great.

willd58 · 21 Apr 2008 at 17:20

The car is insured as she said it was (to be fair she seemed very honest and apologetic) however her insurance company shut at 5pm so Europa are guna get back to me then, however, with all the evidence, Europa believe it will be an open and shut case against her.