Virgin car insurance

Trojan

Trojan

Trojan

Soldato
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Adelaide, Australia
Seeing as it doesn't appear in the sticky, I thought I'd pimp Virgin's car insurance site - http://uk.virginmoney.com/car-insurance.

Hunting round the various sites for quotes on the 172, Virgin ended up quoting £100 cheaper than Direct Line, £150 cheaper than Tesco, and at least £250 cheaper than anywhere else did. Needless to say, I've now switched to them :)

Also, as an added bonus if you prefer to pay monthly (I don't but hey), they don't charge any interest for spreading the payment over the year.

So yeah, give 'em a go, save yourself some cash :cool:

/Pimp mode off
 
I'm ringing and looking around for insurance now, Virgin were about the same as Admiral Group for my 307, but £300 dearer on a Puma or an MX-5 :S
 
I heard the advert about the monthly payments on the radio - seems good. I would have assumed that it would have bumped the premium prices up a bit to cover that. I'll have to check it out at time of my renewal later this year. I'm currently with privilege and I have to say they are really good, and are very good with mods too. What's Virgin like for mods? I wonder if they offer DOC cover like privilege do, and what their foreign policy is like etc... I have to say I think it'll be hard to beat around £400 FC for a modified mx5... Might be worth a go. :)

I'd still pay a lump sum though - at least it gets it out of the way. :)
 
That seems silly cheap :eek:
With Tesco at the moment with a quote of around £600 on a Clio which I thought was pretty decent, bearing in mind I'm a new driver still.
£500 with Virgin fully comp. Plus I prefer to pay monthly (Can't afford a lump sum) so the lack of interest could be handy.
 
Scottland said:
I'm ringing and looking around for insurance now, Virgin were about the same as Admiral Group for my 307, but £300 dearer on a Puma or an MX-5 :S
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Really? Weird :/

Maybe the reason they were cheaper for me is that they are better when it comes to claims and convictions. I've got 2 claims, one at fault and one none fault, as well as an SP30, and as soon as I mentioned these to a lot of companies the premium sky rocketed well past a grand.
 
Freefaller said:
What's Virgin like for mods? I wonder if they offer DOC cover like privilege do, and what their foreign policy is like etc...
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Not sure to be honest as the 172 is standard, and being under 25 I never get offered DOC cover anyway. Never take the bugger abroad either! :p

Freefaller said:
I'd still pay a lump sum though - at least it gets it out of the way. :)
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Yeah, same here, even if doing so skints me for the next month :o
 
Trojan said:
Really? Weird :/

Maybe the reason they were cheaper for me is that they are better when it comes to claims and convictions. I've got 2 claims, one at fault and one none fault, as well as an SP30, and as soon as I mentioned these to a lot of companies the premium sky rocketed well past a grand.
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The Virgin quote was very similar to the one I got from Direct Line, the quote system looks like they're part of the same group?

It's not just Virgin that are higher with those 2 cars (Puma, MX-5) it's just that with Admiral they're the same as with the 307 (well £10 cheaper for the Puma actually lol).
 
Trojan said:
Not sure to be honest as the 172 is standard, and being under 25 I never get offered DOC cover anyway. Never take the bugger abroad either! :p
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Young pup. :p

And I like my mods ;)
Yeah, same here, even if doing so skints me for the next month :o
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Tell me about it!


I did a quote just for a laugh, unfortunately it was over £150 more than I'm paying now :( Still, not bad though. The mx5 varies hugely with companies - some companies prefer and are better with convertibles, some arent. I guess Virgin isn't too keen on them. But £401 FC is hard to beat in SE london really.
 
£1,124 on the ST, about £100 more than I am paying at the moment and about £200 more than a quote from Elephant :(
 
Wouldn't quote for me - said that I needed a Tracker!

They weren't bad for my Astra though. I'd also look at Churchill - they were the cheapest by £100 for the Astra (wouldn't quote on the MG without a Tracker though)
 
£600 for the Jag, and they want proof of an immobiliser. Not sky high, but have had better. 50% more than what the RAC or Norwich union wanted. (just under £400)

As for "we don't charge for monthly payments", i read it more as, "we don't offer a saving for those who can afford to pay in full"

EDIT: Just been running a few quotes, i seem to get better rates when i can list my accident as a "shunt: at fault", rather than "you hit a Third party"
 
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Hmmm, must be something to do with my situation then that they are cheaper then if they aren't so good for everyone else. The quote they gave me is based on:

Fully Comp
No-claims bonus NOT protected
24 year old male with full license held for more than 3 years (7 years in my case)
5+ years no claims (6 years in my case)
City Centre postcode
Car on road
10,000 miles
Group 16 car (Clio 172)
2 Claims (One fault, one none fault)
1 Conviction (SP30 - 3 points and fine)
 
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