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Visa Debit Card

Discussion in 'General Discussion' started by something daft already!!, 28 Nov 2021.

  1. something daft already!!

    Soldato

    Joined: 11 Jan 2007

    Posts: 6,689

    Location: South East

    I was mildly interested today, to see I have been sent out a new replacement debit card.

    It is a bit different to the traditional cards which I have been used to. I expect those in retail have already seen them but this was my first time. They have removed the embossed number from the front of the card and the front itself is mostly plain. This means there will be no fallback to the old manual card swipe devices with carbon copies should the power or network fail(not sure if there still is, not worked in retail for over 20 years now). No number or name, just the chip and bank name. On the rear the number is printed in black ink with expiry date, hologram and signature area. There is also a mag stripe for older systems.

    Not even sure this is thread worthy but here it is.
     
  2. Burnsy2023

    Man of Honour

    Joined: 17 Nov 2003

    Posts: 36,724

    Location: Southampton, UK

    This has been the case for a few years now.
     
  3. Bluecube

    Mobster

    Joined: 20 Feb 2011

    Posts: 2,748

    Carbon copies? That’s really old school. Are they even legal any more?

    I’ve got two bank cards with no raised lettering on them and I imagine they’ll all be like that soon enough.
     
  4. something daft already!!

    Soldato

    Joined: 11 Jan 2007

    Posts: 6,689

    Location: South East

    They looks more like access control cards rather than debit cards.
     
  5. Dolph

    Man of Honour

    Joined: 17 Oct 2002

    Posts: 50,153

    Location: Plymouth

    Carbon copies are pretty much instantly a breach of PCI compliance rules, because they contain the full card number etc.

    Not worth the risk for any good business.
     
  6. Jean-F

    Mobster

    Joined: 14 Apr 2017

    Posts: 3,334

    Location: London

    My Visa Debit Card expired in September 2021, it was replaced by a M/C Debit Card which has 16 embossed digits across the front, a valid from date, an expiry date, my name, Bank Sort Code and account number.
    On the back is a strip for my signature, plus the 3 digit security code.
     
  7. BUDFORCE

    Mobster

    Joined: 3 May 2012

    Posts: 4,305

    Ever closer to having a tiny chip implanted in the back of your hand and a machine on the wall that fines you if you swear.
     
  8. DanTheMan

    Mobster

    Joined: 11 Oct 2005

    Posts: 4,598

    Location: Manchester, UK

    When I worked at Natwest, people used to complain about the embossed numbers as the silver wore off and left black numbers that were harder to read.

    I'm sure there are a few other factors in the decision to remove the embossing but people definitely preferred 'flat' cards from my experience.

    *Clearly misunderstood the OP. I thought it still had the card number on, just flat rather than raised. Seems that the long number is on the back now on some cards.
     
    Last edited: 28 Nov 2021
  9. ianh

    Soldato

    Joined: 12 Jul 2007

    Posts: 6,388

    Location: Norfolk.

    @something daft already!! Not seen one of these cards yet, you make it seem like there is no "long" number on the front at all, is that correct?
     
  10. FBi7

    Wise Guy

    Joined: 19 Jun 2009

    Posts: 1,173

    Location: Central Scotland

  11. Junglist

    Sgarrista

    Joined: 11 Jun 2015

    Posts: 7,893

    Location: Bristol

    One of my debit cards only has my name on it and nothing else.
     
  12. FBi7

    Wise Guy

    Joined: 19 Jun 2009

    Posts: 1,173

    Location: Central Scotland

    Last February, just before FlyBe went bust, I was flying EDI-BHX. Bought a drink on the plane, their card reader wasn't working, so out came their carbon copy swipe machine. First time I'd seen one in years.
     
  13. LeeUK

    Soldato

    Joined: 1 Mar 2008

    Posts: 5,788

    My Starling card has been smooth with all details on the reverse for years. Chase UK are the same and gradually all banks are moving this way.

    I worked in a retail shop 10+ years ago and we had one of those old carbon swish swoosh machines but in all my time there it never got used even when the network went down. It was usually the case of 'cash only' if this happened, and I suppose it would be the same case now across retail if their PDQs went down.

    If there was a power cut they'd probably have to close anyway.
     
  14. Lopéz

    Man of Honour

    Joined: 17 Oct 2002

    Posts: 28,349

    Location: LE9/OTK

    My 10 month old Visa Debit card disagrees.
     
  15. Pawnless Endgame

    Capodecina

    Joined: 10 May 2004

    Posts: 11,786

    Location: Sunny Stafford

    Not quite what the OP was describing, but still on-topic: I've been with the same bank since 1997 and my cards have always been VISA debit cards. But starting this year, I got issued with a Mastercard. Any idea why's that, and what is the difference between VISA and Mastercard?

    I've not come across debit cards without embossed numbers though.
     
  16. Kenai

    Capodecina

    Joined: 5 Apr 2009

    Posts: 22,412

    I believe it's because Visa's ownership in Europe changed a couple of years ago and in doing so gave Mastercard the opportunity to win some business as a debit card issuer.
     
  17. BennoUK

    Associate

    Joined: 26 Mar 2009

    Posts: 71

    Likewise, my Starling card has been like that for years. This is just the main banks following the trend set by the competitors again. Personally I’m a fan, I’d just pay cash rather than use that click clack machine, I’m getting on now and even I can only remember them from my childhood - gen Z - no chance.

    The flat cards fit better in minimalist wallets like the Ridge and Aviator etc.
     
  18. dLockers

    Sgarrista

    Joined: 21 Jan 2010

    Posts: 9,054

    That's quite the leap from having non-embossed cards :cry:
     
  19. theone8181

    Soldato

    Joined: 27 Mar 2013

    Posts: 6,577

    Sorry if I'm missing the point, but without numbers how do you use the card online:confused:.
     
  20. FBi7

    Wise Guy

    Joined: 19 Jun 2009

    Posts: 1,173

    Location: Central Scotland

    The number and exp date are printed on the reverse.

    Someone above said their's had only their name printed. I can't explain that one.