Sorry to be another one to burst your Nationwide bubble, but you also forgot to mention that to actually get this Credit card you have to open a Flex Account with them (which pays NO Interest at all - and you have to then receive their Debit card) and have a minimum of £750 a month going into it for at least 3 months
Nationwide are a joke these days to be honest. I phoned them up last year to enquire about their so called "free" travel Insurance. They advertise this as something "special" & offer it to existing customers.
This "free" travel Insurance started when they decided to stop all the good card deals for foreign transactions & they then quietly introduced fees for foreign transactions using their debit card. - Previously their "No fees" foreign transaction debit card was one of their key selling points as the "Best" Building Society for Joe public years ago.
Funnily enough - their great "free" travel Insurance was only actually "free" for the account holder... and not my kids (who they quoted I would have to "upgrade" for - and this would be £34 for a week in Spain).
I ended up getting my own travel Insurance online (with better features and benefits) for about half that for the whole family.
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