Which Credit Card?

NeoReloaded · 7 Apr 2009 at 18:39

Hey guys thinking of getting a credit card, but im not very good with what APR and all that jazz means so could any of you reccommend me any good ones please? Not looking for a huge limit, maybe around the £700-£1500 mark. I would imagine my credit is OK, not amazing and not bad either cos i only miss the odd direct debit once in a while!

Thanks

GoatBotherer · 7 Apr 2009 at 18:43

My ignorance about credit cards is likely less than yours...

Looks like there is a lot of good info on Money saving expert though.

Sirrel Squirrel · 7 Apr 2009 at 18:44

Tesco are doing 12 months interest free purchases at the moment.

aproctor · 7 Apr 2009 at 18:48

The question is do you pay your full balance each month?

If you do, ignore interest rates and look at the extras they offer e.g. cashback.

If you don't pay the full balance go for the one with the lowest rate for the longest period.

malef!c · 7 Apr 2009 at 19:59

MOneysupermarket will give you a good run down of the best APR cards etc about at the mo