Your post completely avoids the very basic points I raised. How can you possibly believe gold leads to hoarding of wealth, when we currently live in an age where almost half the world is in dire poverty and about 90-95% of the entire worlds wealth belongs to 5-10% of the worlds population. I can't find the actual stats but I remember it was something ridiculous like that, which clearly suggests some criminal activity is going on. If you trust those people at the very top who are currently in power, maybe you have no problem with them pulling wealth out of thin air, I don't know, but for anyone remotely religious it is a bit difficult to swallow. If you really believe there is integrity in this monetary system, just wait because I don't think it's far off now (and the 'experts' agree) that it's all gonna come crashing down, and then we will see what value all the paper has, it may only be good for wallpaper by then.