The one thing I will always say is that very few Asians, IMO, ever finance there cars.
Unless it does make financial sense, eg business purposes or something along those lines
In my experience a lot of Asian family's encourage their kids to not move out of their parents houses, instead money is pooled together and one *flash car is purchased and then shared amongst the whole family, with each claiming it is their own. When you see the 18 year old Asian kid drive to school once every week or so with his 3 younger siblings in a *flash BMW and everyone wonders how he can afford it, its very often because its a family car.
*Flash car in the eyes of the general public, think 3 year old BMW 320 SE
(sod all power but lots of capacity!)
