Woops :(

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Joined
10 Mar 2005
Posts
714
Location
Scotland
Made a little mistake with my insurance I found out today. I forgot all about renewing it and didn't receive the renewal in from my insurance company, looked at my account today to see the money missing, which is a good thing I suppose because atleast I haven't been running aroun uninsured:)

So I've been doing a few quotes at work today and I've found it a lot cheaper else where. So any ideas on what to do? I'm gunna give them a ring when I get home and see what they're saying. Would it be worth cancelling it with them or is there charges for this? Just looking for ideas for when I get hame and try to sort it out :o

Cheers
 
I'm not 100% of the 14 day rule if you've let your current insurance just run on as such, probably wrong though :)
 
Thought so, can't rememebr where but I saw it recently on something that said if you are renewing an existing policy you don't get the cooling off period.

When I renewed mine with Privilege they said I had 14 days to cancel :confused: Or is that because I phoned rather than just let it carry over?
 
Yeah got it sorted last night, cancelled it and there was a small charge which I can't complain about after my blunder. Saved me a fair bit of money too, their renewal was a **** take :rolleyes:
 
Renewing your insurance is your responsibility, always has been and always will be. Not receiving the renewal notice is no excuse, I'm afraid.

But isn't it the insurance companies responsibility to ensure that renewals are received by the customer 21 days prior to the renewal date?
 
Ha yeah it's the same company(s) I'm using Admiral, Elephant and Bell. Admiral couldn't match the price after me waiting for them to check so I'm with Bell and took the DOC cover too which may come in handy :cool:
 
But isn't it the insurance companies responsibility to ensure that renewals are received by the customer 21 days prior to the renewal date?

They are responsible to send a renewal letter out - which I'm sure they did.

They're not responsible for ensuring renewals are received by the customer (that's more the responsibility of the Royal Mail).

Bottom line is it's the policyholder who must ensure the policy is renewed.
 
Fair point, its not exactly hard to believe that it went missing in the black hole that is Royal Fail.

There's no question they lost it.

Tomorrow morning R3DBuLL will get 2 CD's with the personal data of 20 million people pop through his letterbox together with a Birthday card from his Gran who died 2 years ago.
 
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