"Ripple - One frictionless experience to send money globally." - That's the title of the main page on ripple.com. That's what they'd use it for. Am I missing something? I get that they're the competition, but using a platform that uses XRP puts money into the pockets of Ripple (assuming the price goes up), seeing as Ripple own billions of the tokens. EDIT: I see now that XRP is just the first token used by this Settler product by R3, so not always forced to be lining the competition's coffers. I wonder what token will be next? I do hope it's not Tron!