Young lad last night misjudged a gap between parked cars and on coming traffic thinking both he and the on coming driver could pass each other. Outcome was he hit the on coming driver and careered into my car that was parked legally. Cannot tell extent of the damage on my car in the dark, rear bumper is scratched, rear alloy wheel is scratched and rear quarter panel is deformed and scratched. Also, the car has been pushed onto the kerb where before it was next to the kerb so was more than a glancing blow.
The lad stopped and exchanged details with myself and the other driver but now wondering what to do next? Contacted police who said that because no one was hurt they are not interested in the matter any further and to either handle matter through insurance or privately. The lad said he was going to talk to his dad who was responsible for the car. Never had an incident like this and wondering what to do if the dad wants to handle the repairs privately instead of through insurance. Or should I just notify my insurance company anyway and let the other party decide what they want to do based on the cost of the damage. Would appreciate any advice on how to proceed if the other party wants to resolve the matter outside the insurance companies.
TIA.
The lad stopped and exchanged details with myself and the other driver but now wondering what to do next? Contacted police who said that because no one was hurt they are not interested in the matter any further and to either handle matter through insurance or privately. The lad said he was going to talk to his dad who was responsible for the car. Never had an incident like this and wondering what to do if the dad wants to handle the repairs privately instead of through insurance. Or should I just notify my insurance company anyway and let the other party decide what they want to do based on the cost of the damage. Would appreciate any advice on how to proceed if the other party wants to resolve the matter outside the insurance companies.
TIA.