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Old 6th Nov 2009, 20:15   #1
Kanifee
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Natwest card reader

Any one here have a natwest account, i think i just orderd a card reader by mistake while looking into transfering money to other peoples banks.
clicked the button to see if it would bring up details of cost etc and it just stated that it had been orderd and should be with me in up to 15 days.
do these things cost anything because i really dont need it that much id want to pay for it but i cant seem to find anything about prices?
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Old 6th Nov 2009, 20:18   #2
Zogger
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they're free. You probably need one to make transfers


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Old 6th Nov 2009, 20:18   #3
Tr Insanity
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No. We supply your Card-Reader free of charge, and you won’t pay to use it.
http://www.natwest.com/personal/onli...#tabs=section4



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Old 6th Nov 2009, 20:19   #4
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and needed for cash's transfers, but its very annoying having to have it with you every time you wish to add a recipient.

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Old 6th Nov 2009, 20:22   #5
Burnsy2023
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Originally Posted by BluZiff View Post
and needed for cash's transfers, but its very annoying having to have it with you every time you wish to add a recipient.
Security is always a trade off with usability, but in this case I think it's worth it.


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Old 6th Nov 2009, 20:54   #6
Hikari Kisugi
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Tell me this... Card readers, just exactly how do they work?
They don't have wireless, they don't have timers, they simply have a chip and they are not keyed to an individual.
So surely all they do it take one number, run it through the chip, and spit out a new number?
Are these not easily copied/hacked/reverse compiled?

Am I missing some level of intricy with the security on thees devices?
If someone steals your card would any natwest card reader not provide them the information they require?
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Old 6th Nov 2009, 22:11   #7
Energize
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Originally Posted by Hikari Kisugi View Post
Am I missing some level of intricy with the security on thees devices?
If someone steals your card would any natwest card reader not provide them the information they require?
The whole idea of them is that someone can't make a transaction online without the card, if someone has the card and the pin number they can withdraw money from an atm anyway.

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Old 6th Nov 2009, 22:18   #8
BluZiff
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Originally Posted by Burnsy2023 View Post
Security is always a trade off with usability, but in this case I think it's worth it.
Yes im 100% with you, Id rather have it than not. I left it at home for a term of university though, boy was that a PITA.

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Old 6th Nov 2009, 22:22   #9
Burnsy2023
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Originally Posted by Hikari Kisugi View Post
If someone steals your card would any natwest card reader not provide them the information they require?
It doesn't need to be a Natwest Card reader either, they're all the same.

But yes, you need the PIN, which is the point of the exercise.


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Old 6th Nov 2009, 22:39   #10
Danger Phoenix
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I hate the Barclays system where you have to use it to actually log into online banking... at least with Natwest it is only used to add new payees

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Old 6th Nov 2009, 22:44   #11
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I hate the Barclays system where you have to use it to actually log into online banking... at least with Natwest it is only used to add new payees
ouch! that really would defeat the point slightly.

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Old 7th Nov 2009, 00:38   #12
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Originally Posted by Danger Phoenix View Post
I hate the Barclays system where you have to use it to actually log into online banking... at least with Natwest it is only used to add new payees
Managed to go back to the old system with barclays (codes/letters) but I can't do transfers. Any transfer I do I plan ahead anyway to do over the counter so not too worried

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Old 7th Nov 2009, 01:14   #13
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Originally Posted by Danger Phoenix View Post
I hate the Barclays system where you have to use it to actually log into online banking... at least with Natwest it is only used to add new payees
I don't need the PINsentry device to login to Barclays Online banking.
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Old 7th Nov 2009, 01:16   #14
A2Z
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I don't mind them..I ordered another one, so have one at home and one at work..which is fine...not going to be doing transfers if Im anywhere else really...and if going abroad..can easily take one.
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Old 7th Nov 2009, 07:24   #15
greengiant
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2 months I've been waiting for my RBS card reader :-/

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Old 7th Nov 2009, 07:39   #16
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Originally Posted by Steeps View Post
Managed to go back to the old system with barclays (codes/letters) but I can't do transfers. Any transfer I do I plan ahead anyway to do over the counter so not too worried
That is if you click "Forgotten PINsentry" and the details you enter last around 2-3 weeks, before asking you for a PINsentry code again. And as you said, when you are logged in with a password, you cannot make transfers to other people (only between your own account).

Quote:
Originally Posted by asim18 View Post
I don't need the PINsentry device to login to Barclays Online banking.
I am guessing you have not had to add a new payee?


At least with Natwest, if you haven't got your PIN reader (for new payees), you can call up Natwest Actionline and make the transfer over the phone... but with Barclays you need a separate telephone PIN. If you haven't got one of these, you are forced to go into a branch to make the payment

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Old 7th Nov 2009, 09:15   #17
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Its a slight annoyance but the extra level of security it provides is well worth it imo

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Old 7th Nov 2009, 09:17   #18
Xenia Onatopp
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Originally Posted by BluZiff View Post
and needed for cash's transfers, but its very annoying having to have it with you every time you wish to add a recipient.
Cash's?


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Old 7th Nov 2009, 09:19   #19
Cosimo
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Cash's?
Yeah you know "Cash's".

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Old 7th Nov 2009, 10:20   #20
Danger Phoenix
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Maybe he meant cache's

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Old 7th Nov 2009, 10:23   #21
Gamer_T
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Originally Posted by damian666 View Post
Any one here have a natwest account, i think i just orderd a card reader by mistake while looking into transfering money to other peoples banks.
clicked the button to see if it would bring up details of cost etc and it just stated that it had been orderd and should be with me in up to 15 days.
do these things cost anything because i really dont need it that much id want to pay for it but i cant seem to find anything about prices?
Didn't cost me anything. But I only needed it for doing a bank transfer.
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