http://www.natwest.com/personal/current-accounts/g1/students-graduates/graduate-account.ashx
"Already have a NatWest student account? We’ll automatically upgrade you to our Graduate account in the July of your final year of graduation."
So, maybe not the 1st, but some point next month it'll change. Not sure about the overdraft but I'm in the same boat so I'll pop in tomorrow and let you know what the deal is.
just a random add on , does any one know if this will happen with an HSBC account and if so is there a higher overdraft facility ?
Graduate Bank Account (opened up to
31 May 2007 and from 19 July 2008)
Yr 1 – £1500
Yr 2 – £1000 Typical 19.9% EAR variable
Graduate Bank Account (opened
between 16 July 2007 and 18 July
2008)
Yr 1 – £1500
Yr 2 – £1000 Typical 9.9% EAR variable
They do not do it automatically.
I graduated last year and they moved me to a grad account automatically. My overdraft stayed the same. After about a month of trying to get them to increase it, they still hadn't and I gave up
They don't always automatically change.
My girlfriends changed over straight away whilst I went in, gave them my graduation certificate and all the details so they could up my OD to £2k from £1400. The helpful lady said we will do that this week, didnt. Went in again a week later, still didn't do it.
11 months later and I am still on the student account, doesn't bother me as I get an extra year interest free big overdraft
Like Kristoph said, why change? Just say nothing and hope you get what I have, another year of interest free OD!
Sorry to steal the thread, but if ive had a Natwest student account for 4 years as an undergrad, will they let me keep it for another year for a postgrad masters? Just after the interest free OD & railcard