Car Insurance Question. 3rd Party vs. Comprehensive

[bignev72]

I currently drive a R reg Astra which has done 168,000 miles so as you can imagine it has very little value in insurance terms.

My insurance is up for renewal in a month and I was thinking that there isn't much point in insuring this as comprehensive as if I do have an accident the value of my car will probably be lower than the excess. I was thinking of just insuring as third party.

Is there any pitfall with this that anyone can think of?

 

[bignev72]

Ok I will check whether it is cheaper to stick with Comp.

I will also check if Windscreen and legal is covered.

Anything else to check?

Thanks guys