Buying a Cat C write-off

Clarkey · 7 Jul 2008 at 21:55

Well, I've seen a very cheap Cat C car with minor damage that i'm very interested in buying.
Now as I understand it when the car is written off, the V5 is destroyed by the insurer, and that you have to repair it then have a VIC check done before you can get another V5. What happens in the time in between though, I just hand over the money and there is no change of registered keeper at that time? If this is the case then I would assume that there is no way I could insure it and drive it home?

Hxc · 7 Jul 2008 at 21:56

There is absolutely no way you can drive any written off car home.

mattpc · 7 Jul 2008 at 22:05

Phone a man with a trailor. I use the guy below (he is Bolton based)

Mobile 07766954166 (Pat) 24/7
E-mail [email protected]

Berger · 7 Jul 2008 at 22:08

mattpc said:
Phone a man with a trailor. I use the guy below (he is Bolton based)

Mobile 07766954166 (Pat) 24/7
E-mail [email protected]

Not much use when he lives in Wolverhampton.

What car is it and how much?

Poppy · 7 Jul 2008 at 22:09

You're pretty much spot on in your OP.

Needs a VIC before a new V5 will be issued. You wont get insured on it whilst its still flagged as CAT C. Once its passed its

Needs to be trailored.

Once its passed VIC and a new V5 issued and you can get it reMOT'd

Clarkey · 7 Jul 2008 at 22:16

Berger said:
Not much use when he lives in Wolverhampton.

What car is it and how much?

Car is the same as the one I have now except 6 years newer and a different colour, selling for about a quarter of the price of a straight one.

Berger · 7 Jul 2008 at 22:26

So you would facelift yours i presume and then scrap the rest? Must be fairly damaged to be a cat c?

Hxc · 7 Jul 2008 at 22:28

Don't facelift it whatever you do; yours is the only nice looking version of the Colt!

loltim · 7 Jul 2008 at 22:29

Get a Cyborg ZR

Clarkey · 7 Jul 2008 at 22:33

Berger said:
So you would facelift yours i presume and then scrap the rest? Must be fairly damaged to be a cat c?

nope, easy repair, not much damage at all..

Lopéz · 7 Jul 2008 at 22:33

Sturdy phone box!

[TW]Fox · 7 Jul 2008 at 22:35

I can't beleive they were still doing those on an 02 plate :eek:

GeForce · 7 Jul 2008 at 22:47

Lopéz said:
Sturdy phone box!

Muncher · 7 Jul 2008 at 23:06

Hxc said:
There is absolutely no way you can drive any written off car home.

Yes you can, you can drive a Cat D with no problems at all.

scottyboy · 7 Jul 2008 at 23:09

is cat c worse than cat d?

Muncher · 7 Jul 2008 at 23:10

Clarkey · 7 Jul 2008 at 23:15

Any ideas why the above car would be classified as 'extensively damaged'? That is the only damage on it, crumpled bonnet and a slightly worse for wear bumper, maybe a slightly bent slam panel.

Hxc · 7 Jul 2008 at 23:16

Muncher said:
Yes you can, you can drive a Cat D with no problems at all.

On a normal insurance policy? Seriously?

ZG002 · 7 Jul 2008 at 23:16

Clarkey said:
Any ideas why the above car would be classified as 'extensively damaged'? That is the only damage on it, crumpled bonnet and a slightly worse for wear bumper, maybe a slightly bent slam panel.

Because its worth little?

DannyW · 7 Jul 2008 at 23:19

how much is it anyway?

whats so special about colts? ain't they just a poor mans civic (in the same way a mondeo is a poor mans e46

)