Whats the best bank?

Bengaboy · 10 Jul 2008 at 01:16

well , I've had enough of those ring nuts at hsbc, lost me card, rang up for replacement , sent me one, week later still no card, rang them, card aparently got lost in post. Its funny how me bills don't though...lol.

So who are the best bank?

Must have an English call centre, and have the best interest rates

Morba · 10 Jul 2008 at 01:16

first direct (even though it is HSBC)

CoreRipOffDuo · 10 Jul 2008 at 01:19

Halifax?

Been with them for years, had no issues.

benjo · 10 Jul 2008 at 01:20

Nationwide are pretty good, but i wouldnt know any better...

Freedom · 10 Jul 2008 at 01:26

I have been with the Clydesdale Bank AKA Yorkshire Bank and ive never had a problem with them, English call centers and got my new card through pretty quick.

But its hard to say whos the best, You'll get people who have been with one bank for years and haven't had a single problem, then you'll get somebody else who has been with that bank and had lot's of problems.

Sinny · 10 Jul 2008 at 01:46

benjo said:
Nationwide are pretty good, but i wouldnt know any better...

Pretty good bank, the only issue i had was to transfer money to another building society nearly cost me £20 :eek:

So i just took the money out and went across the road, Depends really what type of account you want though.

chaparral · 10 Jul 2008 at 01:51

Bengaboy said:
and have the best interest rates

Don't know what my bank (Lloyds TSB) interest rates are on saving accounts

But i know there finance interest rates are sky high :mad:

Gackt · 10 Jul 2008 at 01:52

HSBC are awesome.

uknowist · 10 Jul 2008 at 01:53

barclays F T W

Mattus · 10 Jul 2008 at 01:59

Bengaboy said:
So who are the best bank?

That question's like 'what's the best car?' or 'what's the best house?' There's no one answer, it depends on your circumstances and requirements...

mk17 · 10 Jul 2008 at 02:03

HSBC are pretty good - I've had some very good service from them, and for karmic reasons (I-spoze), some brainless-types. but generally far better than average.

tuffty747 · 10 Jul 2008 at 02:10

At the end of the day, who gives you extra?

Thye've got a savings account going at the moment, that so long as you deposit £25 every month, you get 10% interest!!

Rebelius · 10 Jul 2008 at 02:23

aand that account will give you 12% if you've got at least 5k in one of their other savings accounts.

Scania · 10 Jul 2008 at 04:44

Natwest remind me of the Nazi's.

Gackt · 10 Jul 2008 at 04:57

R124/LA420 said:
Natwest remind me of the Nazi's.

Because they also kill Jews?

MrMoonX · 10 Jul 2008 at 06:38

ive just switched from screwyouoverbc (HSBC) to halifax seems ok so far

craptakular · 10 Jul 2008 at 07:06

Barclays are bad, im going to switch to halifax next month. Mainly because Barclays are totally inept.

Bear · 10 Jul 2008 at 07:19

Having recently switched to First Direct for my mortgage, the service I have recieved from them has genuinely been fantastic. If they say they will do something, they do, and they are always happy to sort things out for you ASAP.

If all call centres were as good as those, there wouldnt ever be any problems, as half the problems are caused by morons at the call centres IME.

gillywibble · 10 Jul 2008 at 08:54

First Direct.

Call centre in Halifax so you can just about understand them.

CossackNoodle · 10 Jul 2008 at 09:03

id say co-op when it comes to customer service (uk 24/7 call centres) and it is important to them to have something the bigger banks dont which is good customer service and ethics not too sure on best rates though.