Clever scam on credit/debit cards

You would be stupid to fall for that....

Never ever tell anyone anything if they have contacted you. Listen to what they say. Put the phone down and phone the bank from a known number.
 
The credit card companies already know your card details, so when someone phones you (whoever they are) & asks for them, anyone with a smidgeon of common sense should be suspicious, hang up & report it.
 
Companies themselves don't do much to help reinforce defences against this type of scam, though. For example, Sky and BT (to name just two) are bad for this. They cold-call you (the customer) along the lines of:

BT: Good evening can I speak to (the account holder) please?
Me: Speaking.
BT: We're just giving you a quick courtesy (read: sales) call. We noticed your calls are router via another provider (Sky Talk) at the moment, and wondered if you've seen the new rates BT are offering blah blah blah?
Me: Sure. Can you please confirm the full address and postcode related to my account? And now my account number, the amount of my last monthly direct debit to you, my date of birth and the third and sixth letters of my password, please?
BT: Um, we don't have access to that information.
Me: So how do I know you're calling from BT? You're wanting me to hand over payment information here.
BT: How do you know we're from BT? Well, I told you when you answered the phone.

:o
 
Vodafone is bad for this, just calling up and asking to prove who you are.....

It becomes a pain in the bum when you get loads of calls from random people randomly telling you your contract is coming to an end, which when you reply no it isn't, they ask oh, well who are you with and when is it ending, to which i hang up (i prob shouldn't of said it isnt ending)

not had those calls for a couple of years now
 
Has anyone read a Kevin Mitnick book? Especially the Art of Deception? This is one of his key tools to get confidential information. By having a limited amount of authentic information you gain credibility to get information you don't possess.

Voda, BT and others should be ashamed of themselves.
 
It's simple, if your bank calls you asking for information you have to give it to them, otherwise they can't prove it's really you.

If anyone else calls you pretending to be your bank don't give them any information it's a scam.

My bank hasn't explained how I tell the difference yet but as far as I can see it's good advice so far :)
 
I recently had an indian lady (for now) call me and tell me I needed to make a payment of 6.50 immediatly or our lines would be cut off.
This sent bells ringing as Bt would never do such a thing , she said she could take payment now by credit/debit card.
I told her bills were paid but 1 month earlier; she tried to scam me more but I turned the tables on her and asked to speak to her superior and to give me my account number.
She hung up............
Thing is so many people would have been scammed with that as it was such a small amount and rememebr most of bts call centres are in the east.
B****Ds
 
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