How much is your insurance premium?

Car
Astra VXR

Experience
25 years old, license for 8 years, 6yr NCB

Cost
£795 with extras - Admiral


Its hardly moved in price the last 3 years, but Admiral always the cheapest ( apart from Brokers )
 
2000 Ford Focus 1.4

21 Years old, license for a year, 0NCB

£1060TPFT (added recovery service and windscreen cover to it) from ecar insurance
 
Car
Ford Fiesta MK5 2002

Cost
£1300 TPFT 1 Yrs Named Driver Discount (only worth half of a proper NCD), i live in an LE8 postcode.

Age & Insurer
Nearly 20 on Quinn Direct - Only 2 months of payments left then i get the last 2 months free so in May & at the end i will have 1 Yrs NCD i will probs be moving to maybe Churchill as i've had quote of £650 FC from them!.



Liam
 
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[TW]Fox;13441142 said:
I honestly cant beleive how much some of you guys are paying for insurance, I mean 800 quid for an A8 at 33 :confused:
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It surprises me too, I thought that my premium was quite high, but it seems that it really isn't in comparison to most people's here. Lots of people seem to have longer on their licence and also NCB and have powerful cars and get larger premiums than me. :/

I guess my postcode must be awesome. :p
 
Just read through the whole thread and I'm thinking mine might well be the cheapest of all the quotes:

Car: Seat Arosa 1.0 S (2003)
Cost : £118.76 Fully Comp. £100.00 excess. 19 years driving experience - FNCB - with my wife on the policy as well - Swift Cover


Car: MK6 Fiesta 1.4L (2003)
Cost £126.00 Fully Comp - as above (except this is the wife's car) :)
 
CAR

SEAT Leon Cupra R '03 Plate.

Been Driving 17yrs

One claim in all those years :D

Renewal Premium

£288.67 F/C NCP with MORE TH>N

Had a scout round and that's the best I can get.
 
[TW]Fox;13441142 said:
I honestly cant beleive how much some of you guys are paying for insurance, I mean 800 quid for an A8 at 33 :confused:
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I wonder if location makes a massive difference. My premium shot up by £200 (almost 50%) when I moved from a nice safe Surrey suburb to a South East London postcode.
 
I have been getting some stick on here about the amount I am paying but I believe the fact that I live practically in Birmingham city centre makes a big difference to my premium.
 
BigT said:
I wonder if location makes a massive difference. My premium shot up by £200 (almost 50%) when I moved from a nice safe Surrey suburb to a South East London postcode.
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Yeah it makes a huge difference, in contrast i can insure an A8 for around £600, that's with 6 points 23 yo with business use and 1NCB!

<3 countryside
 
Car
2002 Astra 1.7DTI

Experience
11yrs Licence Held, FNCB no accidents or convictions

Cost and Provider
£240 Fully comp - Churchill Insurance
 
Something has to be done about this. The prices are ridiculous.

Is it the fact the insurance companies exploit the fact that car insurance is a "legal requirement" and thus charge what the hell they want, or is it honestly due to the rising cost of car insurance claims and legal fees.

I really wish all these Injurylawyers4u companies would sod off. They should be renamed to "if you're lying about whip lash and want to sue somebody for 30 grand, in the mean time raising the insurance premiums then come give us a call" instead. God I hate them passionately.
 
Cobra-UK said:
Car :

Mitsubishi FTO GPX (Grp 20)
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Group 20, you are joking surely? Not exactly a STI or Evo is it :confused: :confused:

Me:
31, 5 years no claims, 0 points (By sheer fluke, nothing else) GU9 Postcode

Mitsubishi Lancer Evolution VII import (pretty sure group 20 like Import STI)
Fully comp
7000 miles per year
Declared as standard (It is more or less currently :()
£750 excess

£504.xx with Bell Insurance. Better than the £940 renewal they tried with me before I price matched!
 
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Car
1995 Honda Prelude 2.0i Insurance Group 14

Experience and Risk
License had for 6-7 years. 2 years no claims bonus.

Cost and Provider
£512 Fully Comp with Tesco, took the policy out with them when they was doing a deal. Got £40 in clubcard vouchers with them :)
 
Car
Mondeo ST24 2.5 V6 (1997)

Experience and Risk
Driving almost 7 years, no claims, **** post code

Cost and Provider
About £350 F/C from Admiral

Bike
Yamaha YZF-R1 (58)

Experience and Risk
Passed DAS in July 07, one non fault claim and NCB still outstanding :(

Cost and Provider
Just shy of £1,500 F/C from Express Insurance (errrrr… or EBike, don’t recall and too lazy to check :D)

Scort.
 
Car
'97 Renault Clio 1.2

Experience and Risk
Driving for 3 years. 3yr NCB. Area EX39. No points, no claims.

Cost and Provider
£270 TPFT All mods declared with unlimited non-performance modifications at no extra cost. Adrian Flux.
 
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