well, at the pizza place I work at you had to provide your own vehicle that technically had to be insured for delivery's, to be used a commercial vehicle however for a new driver to do as such is very expensive, so you simply didn't insure it as a commercial vehicle and used your ordinary insurance, if you were to have and accident while doing deliverys we had a process, the first thing is to call up the pizza place and get them to sign you out, therefore you'd not technically be working and your insurance would be valid.
it's this sort of thing that made me quit (also the pay was rubbish)
it's this sort of thing that made me quit (also the pay was rubbish)