Every Monday..
Doesn't really matter to me what the numbers are when you owe 28 grand and don't own a house. My eyes just glaze over and I hit PAY.. then log out![]()
I spent the money so I'm going to damn well pay it back..... It's a moral thing.

Not checking your b/a regularly is possibly the worst thing you can do when you're low on cash (speaking from experience in younger days), and will encourage you to turn a blind eye to otherwise important financial activities that you probably really need to take note of.
Man up, check it every couple of days, and plan/budget accordingly.![]()

Everyone keeps telling me to bankrupt myself.
I spent the money so I'm going to damn well pay it back..... It's a moral thing.
On what?
Tell us that you at least got a shiny car out of it.