£4k~ loan to buy a 3 Series
- Thread starter B@Th*nG
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![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
That's only assuming if the op buys a car from a ned/chav/rudeboy or whatever in which case ling longs may well be on there!
A nicely kept car will ideally have dealer servicing and as such dealer recommended parts*
*Ideally!
A nicely kept car will ideally have dealer servicing and as such dealer recommended parts*
*Ideally!
20k on an S4 is probably not a good idea.
20k (or more like 18k via variable service timing) on a TDI A4 is perfectly reasonable.
say that to 150pd engined car owners with excessive camshaft wear etc
bad servicing = fail
mercedes seems to be the worst. i rmember seeing cars going through auction on 31k miles and only 1 stamp, some of them had not been serviced until almost 30k. no wonder the 230k engines sound like diesels
I was talking about the newer Audis (CR lumps). They have variable servicing which takes into account how they've been driven. No first hand experience of older Audis though.
That makes interesting reading! Can you get like a variable rate loan? so, assuming the current financial trend continues my loan would get better as time went by?
I don't have any capital, but i'm not exactly massively short of cash and could afford the suggested "save £250 a month".[TW]Fox;15010595 said:
I appreciate your concerns about buying a ling long/chav mobile and the associated costs with putting it right, but they were just a couple of examples so don't punish me too hard
i'm sure there are a few examples out there which aren't a mess in the price range as there are A LOT of e46's out there for that money and considerably less.There'll be time to own a BMW when you're a retired old man, keep your cash for something more sensible now.
Any suggestions, Mr Ferrari in the Sig?
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£4k 3 series=bad.
They still have the associated running/repair costs as a £20k car, so borrowing to buy it PLUS budgeting in the region of a grand a year to keep it going is less than a good idea.
The best advice, of a fashion, has already been posted.
Keep what you have and start saving. That way you'll either need to borrow less or borrow the same but get a better car courtesy of your deposit.
They still have the associated running/repair costs as a £20k car, so borrowing to buy it PLUS budgeting in the region of a grand a year to keep it going is less than a good idea.
The best advice, of a fashion, has already been posted.
Keep what you have and start saving. That way you'll either need to borrow less or borrow the same but get a better car courtesy of your deposit.
Keep the vectra for a year, save a bit more like £300 a month. In a years time you'll have £3600. Use it to buy the car outright then continue putting aside a fair amount of cash each month for when things will go wrong.
Might be worth looking at a classifieds section on a BMW owners club? I'm sure you'll get some chavs there but you might have more luck finding someone who's really looked after their car.
This is just down the road from me.
http://www.mikehowlinmotors.co.uk/car-for-sale.aspx?id=171
It scrubs up OK but I saw it when it first came in and it was a bit of a mess.
IMO, at these prices you might be lucky with the mechanicals holding up but its going to be cosmetically tatty. As mentioned £7K is about right for a good E46 sport.
http://www.mikehowlinmotors.co.uk/car-for-sale.aspx?id=171
It scrubs up OK but I saw it when it first came in and it was a bit of a mess.
IMO, at these prices you might be lucky with the mechanicals holding up but its going to be cosmetically tatty. As mentioned £7K is about right for a good E46 sport.
