Student finance, changing address for higher grant illegal?

Well my parents never gave me pocket money. Household income was about £24k combined up until a few years ago when my parents changed jobs. I know all about hardship buddy, income goes up, spending goes up. Especially when you've taken jobs which require lengthy commutes.
They've got very little expendable due to the masses of bills. £36k takehome doesn't go very far these days.

2 paper rounds since I was 12. Worked in retail since I was 16, worked a second handywork job since i was 17. Where else is the money gonna come from?

I'm working my arse off and I've got lazy mates getting given massive handouts, does this not seem wildy innappropriate?

You ask me, parents shouldn't be taken into account, everyone should get the same basic cost of living, this is a loan to the individual.
 
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If your referring specifically to Student Loans, then bare in mind that when filling out your application, it's like filling in something the size of the Bible, or at least it was in 2000.

Also, more importantly remember that you will be paying that off for many years when you start working, unless you can afford to pay it back in lump(s).

While it seems pretty attractive while you are a student, there are plenty of things that I wasted money on when I was one.
 
How much of their 46k is paid out on borrowings though? Say overdrafts, loans, car finance, credit cards etc.

Thats a substantial income when compard to the national average I'm afraid to say.

My parents brought up 4 children with my father working as a Miner and in his later days a Binman then a brick factory worker. ie all low paid jobs.

The thing was though, because they owed money to no-one everything earned was theirs to do with as they needed.

Its a value they taught from early on and one thats served me well to this day.

And yes doing what you propose is fraud and breaking the law. Do it at your peril.
 
Strife212 said:
And if you really aren't eligible for it at all, then your parents DO have more than enough to pay your way through.
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What is with the governments obsession that parents earning over £xx have money to spare on the kids going to Uni?

Just because a household earns over a certain arbitrary figure doesn't mean they're rolling in it - they may well have commitments with that money and actually have less 'disposable' money than the 'poor' family who funnily enough still have enough for their full-sky-package-innit, smoke loads, play the lottery every week..
 
They have no debts aside from the mortgage and the money they're repaying to family, it's lots of little things, their cars are absolute money pits, half the house is falling apart.
Every month it's like "Theres a problem with this car" and it's a fair chunk down the drain.

Spending goes up with income, it's always the case.
 
youve got no chance. unless you can prove that your estranged from your parents or are 25+ then it doesnt matter where you live. it just matters where your parents live and what there household income is. i was living 50miles away from my parents and was 23 but they still went off their earnings because i couldnt prove i had supported myself for 3 years. it was about 2 and a half... :/

arent you the guy who just got an iphone ? well there is an extra 400 notes 'grant' straight away
 
There are these things called contracts, I'm paying for my own contract, the phone was a free upgrade on my contract. So sorry if I like to stay in contact with distant freinds via phone.
Thats alright i'm only working 6 days a week on top of college...
 
I get around said:
Why should I have to work even more next year while poorer people dont?
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You keep saying this as though it's some sort of excuse not to work. We could all just say the same thing, but the fact of the matter is you can't, for whatever reason, get these loans or grants, so therefore you have to earn your money the proper way. You are not entitled automatically to things you cannot afford.

If you have two jobs already then where does the money go?
 
I get around said:
I feel entitled to fair treatment.
Why should I get less because my parents earn more?

I'd be happy with having a bit more than my accomodation loaned to me.
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How do you know you're not being treated fairly? You do not know the full circumstances of the people getting more dough than you. You're acting like a child.
 
You keep saying this as though it's some sort of excuse not to work. We could all just say the same thing, but the fact of the matter is you can't, for whatever reason, get these loans or grants, so therefore you have to earn your money the proper way. You are not entitled automatically to things you cannot afford.

If you have two jobs already then where does the money go?
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I'm saving a lot of it for uni.
Running a car is a big chunk of it too, i'm commuting to plymouth most weekends as it is to sort out uni stuff, it's cheaper to drive over the train.
And I spend a small chunk of it on drinking.

How do you know you're not being treated fairly? You do not know the full circumstances of the people getting more dough than you. You're acting like a child.
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Everyone I know getting a full grant, their parents have a fairly decent amount of cash laying about. One of the guys I know got bought a car for his 18th birthday! It wasn't a cheap car neither, it was a fairly nice golf, had his insurance paid too.

My point is, they're willing to give poorer people more money. But because they can, they expect people doing ok to work at uni or expect their parents to magic some cash from thin air. Explain to me in what world is it a fair system?

It's a messed up unfair system.
 
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I get around said:
I feel entitled to fair treatment.
Why should I get less because my parents earn more?
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I think the problem is here fella, is that you seem be taking a stance that someone coming from a poorer background is somehow more priveleged than yourself.

The system is there, fair or not. You have to live with it I'm afraid and if you are willing to risk breaking the law to maybe add a few hundred quid onto your grant then so be it.

Lets not forget that your iphone will be costing you a minimum of £630 (35x18) depending on your contract term, when you could have got the same minutes & txts offer on sim only for around £15 per month

Obviously wasting money on luxuries doesn't seem to bother you so why should someone from a poorer background getting a bit more bother you?
 
I get around said:
I'm sure you never went out and had a few drinks with mates at my age.
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It's been 35 years since I was your age. Spending what precious little we had on booze back then was a rare commodity.

You are not entitled to more money just because you can't afford something. If you tried hard enough to manage your money a little more efficiently, you might be surprised with the result.

Start by asking yourself, is it a question of need or want?
 
I use upward of 1200 minutes and 2000 texts a month, contract was always the cheapest option for me. Keeping contact with freinds and family is important to me.

It wouldn't bother me if it was a few hundred but it's thousands extra a year.
One of the guys I know is getting something stupid like £8k and a bursary.
After accomodation he's getting over £100 a week to spend on whatever he wants, how is that fair when i get nothing to spend per week aside from my personal funds.

The system works better toward poorer people more often than not, sometimes for better or worse.

You are not entitled to more money just because you can't afford something.
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There just seems to be a massive hole in the system, if I wasn't able to get a job I wouldn't be able to go to university.
I would have to live on air because I have no extra money on top of accomodation.

It's got nothing due to management, I'm very good with money usually.
 
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If it's within the rules then it's no more fraudulent than the games companies play to avoid paying tax. Which most people on this forum don't seem to have a problem with.
 
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