Grumble grumble...cheap car

[TW]Fox;16543251 said:
Remove that, sounds out all the wrong messages, screams 'I cant afford to run this'. Just dont mention the reason for sale.
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Fair enough, will do!

Will also take some pictures out at my parents house - converted barn in the country should send the right message? Unfortunately the new build across the road and the slightly scabby garage business next door bring down one of the nicest roads in the area :(

I know the price is probably more than I'll get, but I wonder if it might put people off? It agrees with Glass's valuation so it's not wildly off.
 
That price just means your going to get bid more, high prices dont put me off anyway.
 
I can cope with that - was expecting it anyway. I know it's not going to be the easiest car to sell, but I'm not in a massive rush
 
iaind said:
I'm not sure what world you live in, but unfortuantely surveys for purchasing reasons arent that in depth - they are really just for valuation purposes.
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iaind said:
I had a full survey
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Eh?

A valuation survey is a valuation survey.

A full building (structural) survey is exactly that - a full structural survey. It covers the condition of the property including major / minor faults, subsidence etc.

As I'm sure someone has mentioned already, don't you have buildings insurance?
 
MarkDavis said:
A full building (structural) survey is exactly that - a full structural survey. It covers the condition of the property including major / minor faults, subsidence etc.
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Isn't it more complicated than that with a flat - you dont buy a flat, you buy a freehold, the physical building and land isnt yours, therefore a survey wouldnt cover it as it doesnt belong to you? Presumably it also means that the external walls are somebody elses problem.

In summary, if the walls are somebody elses problem then he doesnt need to sell his car.

If the walls are his problem then his survey should have covered them as will his buildings insurance so he doesn't need to sell his car.

This is why OcUK threads are so lulz, they never quite make sense do they :D
 
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I think if we just stuck to the car bit of threads, rather than the all be it entertaining in depth financial analysis of things, all would make perfect sense.... you see :)
 
[TW]Fox;16544330 said:
Speccing bangers is dull. We could save him 7000 quid here, its far better!
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I cant help thinking you are right this time.
 
Anyway, the outcome of the situation, without going into all the details (because they've pretty much consumed my time for the past few months, really cant be arsed typing out the whole situation).

Ultimately, the amount I'm going to need to pay is quite a bit less than I originally thought, now a fairly manageable amount.

However, after thinking about selling the car to release some cash, I got used to the idea and it really didnt bother me - not a reflection on the car, more on my need for a car. So I'm still going to sell it and sort the original situation, but also so some bits around the flat (new kitchen and sofa), pay for this years holiday and get my savings account back to where I like to see it.

So once it's sold I'll be looking for something decent and possibly interesting
 
[TW]Fox;16544091 said:
Isn't it more complicated than that with a flat - you dont buy a flat, you buy a freehold, the physical building and land isnt yours, therefore a survey wouldnt cover it as it doesnt belong to you? It's one of the reasons I'd only ever want to rent a flat rather than buy one but presumably it also means that the external walls are somebody elses problem.
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You buy a leasehold interest in the property, which could be for 9 years or 999 years. You own that property, but your interest in that property reverts to the freeholder at the end of the term of the lease, unless its extended.

With flats within a small block, you often own a share of the freehold too, or at least a share in the management company that owns the freehold. That way the tenants have control over maintenance and major expense items such as shared roof, common parts, shared corridors, entrances etc. For example, the leased premises are unlikely to include the roof but all the tenants will have an interest in ensuring that the roof is maintained and insured whether they're on the ground floor or top floor.

He needs to read the lease for his property to see what the repairing / insurance obligations are, but with multi-tenanted buildings within a block, its common for the landlord (which could be the company owned by the tenants) to take out buildings insurance for the whole block as its impractical for each leaseholder to be responsible for rebuilding his particular unit.

I would be absolutely amazed if there wasn't block insurance in place for something like subsidence, and he had to pay for any repairs personally.
 
iaind said:
However, after thinking about selling the car to release some cash, I got used to the idea and it really didnt bother me - not a reflection on the car, more on my need for a car. So I'm still going to sell it and sort the original situation, but also so some bits around the flat (new kitchen and sofa), pay for this years holiday and get my savings account back to where I like to see it.
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So basically you now admit you should never have bought the Saab in the first place? :p Go on, admit it, end the witch hunt :p
 
[TW]Fox;16544547 said:
So basically you now admit you should never have bought the Saab in the first place? :p Go on, admit it, end the witch hunt :p
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I should probably have looked at the bigger picture before changing cars at all, I'll admit that.

But as I said, it's not a reflection on the car itself, I still think the Saab uber-pwnz :D

Anyway, I'm not one for regret, so onwards and upwards. Trying to decide if I want something nice or something boring. One of the things I liked about the Mondeo was I didnt really give a crap about it - muddy dogs, not worrying about the odd car park ding etc - quite liberating :)
 
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