Car for 17 Year Old?

your one of the few then, why do you think the insurance at 17 is so High?

Because they have hardly any road experience.

I know that makes them higher risk, but to say most people crash in the first year of driving is nonsense.

None of my mates who have passed in the last 3+ years have had accidents, no one in my family has either.
 
your one of the few then, why do you think the insurance at 17 is so High?

Because statically young drivers crash more. That is however not the same as "Most people crash in their first year".

I haven't come across a single set of statics that puts the crash rate for 17-18 years at over 50%, therefore Most people of that car do not crash!
 
The amount of new drivers who crash is huge compared to more experienced drivers. But its not even close to "most" or "all"
 
Mondeo Mk2/Cheap Mk3 with a 1.8 or something.
Cheap. About the same price insurance wise as your average shopping cart. Plus you'll have a much better car.
 
Mondeo Mk2/Cheap Mk3 with a 1.8 or something.
Cheap. About the same price insurance wise as your average shopping cart. Plus you'll have a much better car.

I was going to suggest this but its a losing battle with 17 year olds. If you can get past the stubborn preconceptions of being able to insure something with a bigger engine than a 1.4 you still have to deal with the old man's car stuff
 
hmm this is getting more and more interesting, i dont really wanna drive around a mondeo because it will get smashed to bits and i will have no spacial awareness driving that. So there are many cars in the price range, I just need to find the best one. VFM Addict, I looked into a landrover but they are expensive and the insurance is insane!!
 
hmm this is getting more and more interesting, i dont really wanna drive around a mondeo because it will get smashed to bits and i will have no spacial awareness driving that. So there are many cars in the price range, I just need to find the best one. VFM Addict, I looked into a landrover but they are expensive and the insurance is insane!!

Huh?
 
hmm this is getting more and more interesting, i dont really wanna drive around a mondeo because it will get smashed to bits and i will have no spacial awareness driving that. So there are many cars in the price range, I just need to find the best one. VFM Addict, I looked into a landrover but they are expensive and the insurance is insane!!

I agree they are expensive if you are looking purely at their age. But then again they often go on for thirty years.

But I just don't follow the insane bit as regards insurance. Especially not if you looked as the costs through the NFU. Most folks can't believe how inexpensive it is compared to elsewhere.
 
I used the NFU for my first insurance, not even a 4x4 and it was cheap as chips :)

I have no clue what he's on about smashing up a mondeo though
 
just get something crappy, smack it about rag the hell out of it and abuse it for a year, get a years ncb ditch it and buy something awessumm
 
A Land Rover as a first car?

I think that's slightly worse than me wanting (and buying :o) an old Supra!

Not sure if they are your thing, but classics can be a good route to go down. Some people will moan and claim that you won't get insured on classic policies, but they are around if you look. I've heard of people just passing their tests paying £800 on Triumph spitfires and £300 a year on Morris Minors. Yours truly was quoted a rather reasonable (given my age, location and the power of the car) £2,000 for a 5.3L V12 Jaguar XJS :cool:.
 
A time machine so you can jump forward a year.

On a more serious note i wouldn't buy anything till you've done your lessons and passed.

If he was to buy a car when he turns 17 and insure it, when he passes his test he would only need to change details of license to full. then when 18 he would get 1 years no claims.
Providing the cost saving of 1 year ncb is more than the cost of insurance before he passes, he is making a saving?
 
I think there is perhaps some confusion in this thread between a small dent or knock and full reported RTA.

I would say that most (50%+) of new drivers will have some kind of small dent or knock in their first year or two. Most will go unreported because they are so very minor. I guess we all know the kind of thing I mean. The sort of thing which does almost no damage but which would make most of us sick to our core if we did it to a brand new motor just out of the main dealer's showroom. That's why I say folks should, at first, always get a car where the odd dent won't look out of place.
 
I'm far from being an expert but check out the tax on the car before buying so you can add that into the equation!

My fiesta flight 1.3 is now £100 for 6 months, whereas my friend pays £35ish for the year (206 hdi 1.4).
 
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I'm far from being an expert but check out the tax on the car before buying so you can add that into the equation!

My fiesta flight 1.3 is now £100 for 6 months, whereas a friend has a peugot 206 hdi 1.4 which is £35 for the year!

200 quid or 35 quid.....a year. It's nothing in the grrand scheme of things - shouldn't even be a consideration, especially if it means buying a 206 :eek:
 
i'll second the mondeo comments,

excellent choice for a first car reasonable to insure as insurance companies dont pay out fortunes for young drivers crashing mondeos so dont see them as a high risk car unlike the usual 17 yr old choices of small hatch backs

run a few online quotes and realise you could have a tidy mk2 mondeo for less than a pokey underpowered hatch back is going to cost you.

ignore the old man car jibes and point out your 1800 or 2l costs less to insure than their 1.2 :)
 
Assuming that actually happens that is, for me an old 1.8D (non turbo iirc) Mondeo was a good few hundred more to insure than a Polo 1.4 16v and I know which one I preferred.

I think this idea behind a big car like a Mondeo being cheaper to insure is a bit of a myth. I can understand the logic behind it but i'm yet to find anyone who has actually had cheaper quotes.
 
200 quid or 35 quid.....a year. It's nothing in the grrand scheme of things - shouldn't even be a consideration, especially if it means buying a 206 :eek:

I disagree, when looking at a 520d and a 530i tax shouldn't come on to it. On a mega cheap run around the extra £165pa would make a fair amount of difference. £200pa tax could cost more than the depreciation, £35 would not! With my first car by far and away the biggest cost per year was tax
 
I will put in another shout for the trusty old Pug 306, as an alternative to a Xsara - maybe getting a little long in the tooth, but somewhere around a grand should pick you up the newest facelift (phase 3) with fairly low miles and all the options ( unless you are specifically looking for a derv, then add on a few hundred). I had a 306 for my first, and second car and other than tyres and a few suspension bushes they both gave me cheap trouble free motoring ( Petrol 1.6 ) with lower insurance to boot!

Worth a look anyway :)
 
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