what is your biggest waste of money
- Thread starter cm1179
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Soldato
- Joined
- 27 Dec 2005
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- Bristol
Going to uni.
thats a good point about selling, looks like he needs to redo his maths now
depends... if you got what you were there for and your degree (if you passed) got you into your job of choise than its no waste... if not then ok its waste
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- Kapitalist Republik of Surrey
My Santander joint account is my biggest waste of money. If I don't watch it like a hawk and go overdrawn by mistake they slay me with charges. Last time it went £16 over and the vicious circle effect landed me with £195 in charges. I ought to close it.
you should, lloyds used to do that to me years ago so it got to the point i just said okay Im going to pay you all my overdraft charges and then i want to close the account. They still affect my credit rating for retarded amounts like £2. It's ridiculous, hate banks.
Associate
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Funny. Last time I went overdrawn by 65p and got charged £27 I went into my local branch and spoke to the manager and he cancelled them.
Why should you or anyone else waste their time doing that thou? and kissing ass to some unscrupulous idiot who works in retail.
It's daylight robbery, why don't banks just stop payments so you can't go overdrawn? Oh wait, there's a charge to do this as well
Associate
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- 30 Nov 2003
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I'm not saying we should have to. I'm just saying that in the circumstances, paying the charge willingly and then closing your account isn't the only option.
Consoles, I have all of them but never EVER use them for more than 10 hours in their entire life but ALWAYS buy them when they are released, always have done for 20 years or so and always will. PDA's, don't talk to me about them, I have about 5 around the house and never used any of them for that much time. iDock's, got 3, including a Zeppelin and a Monitor Audio iDeck and they just sit there silent for 99.999999% of their life. TV's, I buy them for all sorts of rooms, not rubbish ones, all over a grand each put them in rooms 'just in case' friends want to watch them on the off change they get too smashed to go home one night.
Cars, jesus, had of quarter of a million quids worth in last 10 years, sounds big when you say it like that but also sheds light on it, though of course that is just the price I paid not the money I spunked. Books, I spend big on books, lots of rare stuff about motorsport, I'll get around to reading them soon. iPhone Apps, hundreds, never use half of them even after I just download them, point and click is so easy. Computer games, I never pirate, I have 100's most of which get played for 10 mintutes, the C64 is where it started, not stopped since. Watches........30K there.
I promise you, I simply touch the surface
Cars, jesus, had of quarter of a million quids worth in last 10 years, sounds big when you say it like that but also sheds light on it, though of course that is just the price I paid not the money I spunked. Books, I spend big on books, lots of rare stuff about motorsport, I'll get around to reading them soon. iPhone Apps, hundreds, never use half of them even after I just download them, point and click is so easy. Computer games, I never pirate, I have 100's most of which get played for 10 mintutes, the C64 is where it started, not stopped since. Watches........30K there.
I promise you, I simply touch the surface
- Joined
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- Kapitalist Republik of Surrey
My Santander won't deal with account queries over the counter. They sent me away to use telephone banking to talk to customer services. I remember waiting a long time and not getting through to anyone at which point I gave up.
To be honest, the ridiculous procedure they had for opening the account, the clueless staff in branch, and the skanky customers they always seem to have compared to any of the other banks on the high street should have set some alarm bells ringing, so it's my own fault. And it really annoys me the way they just cancel your debit card so you look like a complete twit in the supermarket, then you get home to find a new card waiting for you in an envelope.
I went overdrawn (my fault) by about 50p and got charged £25, I spoke to someone at my bank who said the same thing, I thought it was sorted. I went on holiday for 3 weeks and got back to a letter saying I owed them around £100, went into my back and they told me it was now £125.
I saw the manager and told her where to stick the charges and she 'cancelled' them, I then got an angry letter demanding I pay them 50p or serious action would be taken
Soldato
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- 16 May 2008
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Snap. They've done me for over £100 each of the last 3 months, hopefully this month I've sold enough crap to get out of it!
Cheap tools!
I don't know why I ever used to bother to buy a cheap version of a tool as they only last 5 mins and I end up buying a decent quality tool in the end anyway.
Nowdays I have learnt my lesson and if im buying new tools, then I 'buy once, buy right'
I don't know why I ever used to bother to buy a cheap version of a tool as they only last 5 mins and I end up buying a decent quality tool in the end anyway.
Nowdays I have learnt my lesson and if im buying new tools, then I 'buy once, buy right'
Associate
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Aside from my current girlfriend, the MR2 Turbo that I sold earlier in the year, cost me a small fortune and all it did was bring me more bad luck than a conspiracy.
Barnfield College.
More specifically the 1 and a bit years I did a "Network Management" foundation degree there.
£700~ a year. First year involved us reading the online data in order to pass the CCNA exams. If you failed the first sitting of the exam, you got to look at the answers the next day, then retake THE SAME EXAM that evening, cue the whole class learning Q1 = A, Q2 = C, etc etc.
Second year involved us being read the Microsoft XP and Server 2003 books by our "tutor".
Don't study at Barnfield. Buy the books, read them, then pay for the exams.
This is closely followed by Warhammer, which is closely followed by gaming, which is closely followed by photography.
More specifically the 1 and a bit years I did a "Network Management" foundation degree there.
£700~ a year. First year involved us reading the online data in order to pass the CCNA exams. If you failed the first sitting of the exam, you got to look at the answers the next day, then retake THE SAME EXAM that evening, cue the whole class learning Q1 = A, Q2 = C, etc etc.
Second year involved us being read the Microsoft XP and Server 2003 books by our "tutor".
Don't study at Barnfield. Buy the books, read them, then pay for the exams.
This is closely followed by Warhammer, which is closely followed by gaming, which is closely followed by photography.
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