Rear ended :(

Firestar_3x said:
Because i was brought up with morals thats why, just because every man and his dog is claiming doesn't mean i should, i have no intention of falsely claiming money off a company for an injury that's hard to disprove.
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So your issue is that you believe he didn't suffer injury? Or is it because he did and claimed?
 
All the people whinging about about people claiming compensation due to other people's negligence wanna pay the extra £200 they've loaded onto my policy due to an accident caused by a negligent person for me? Because I certainly don't wanna pay it.
 
Dogbreath said:
Please don't tar everyone with your own lack of moral standards.
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What the hell have moral standard got to do with claiming for a personal injury when some idiot drives into the back of you?

If he was injured why not claim? If you're saying he made it up, where's the proof? If you can't proove he wasn't injured and just have an issue with people using their insurance for the reasons they pay hundreds a year for......how can you have the audacity to question anyones morals!
 
Mucky_Pup said:
All the people whinging about about people claiming compensation due to other people's negligence wanna pay the extra £200 they've loaded onto my policy due to an accident caused by a negligent person for me? Because I certainly don't wanna pay it.
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but thats why you pay insurance? Surely you see that? I'd be amased if it loaded that onto your policy......but why slate someone for claiming for an injury when someone has hit him?

Why not slate the idiot driver who's caused the accident and more to the point, would more likely cause policy costs to rise.
 
Reality Bites said:
So your issue is that you believe he didn't suffer injury?
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Whiplash is the biggest pile of rubbish ever; First off odds are the vast majority of cases it never existed in the first place and people see it as a quick way to make a few quid, secondly in those cases in which whiplash does exist the ‘pain’ is only for a relatively short period of time, quality of life isn't really an issue, however the real issue is why this way of thinking has been ingrained into peoples minds, you see it from nursery right through to big business.
 
Firestar_3x said:
Likewise, was in a fiesta which hit a bus, my left clavicle has been funny every since, did i claim, did i heck.
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Well that's just stupidity tbh..you could have used the cash for top rate physiotherapy or to see a specialist of some other type.

Compo should be used to put you back to the position you were in before idiot hits you. I disagree with using the cash to buy a 50" plasma TV, but for compensating loss of earnings, time spent in hospital, specialist treatment, etc., then it's perfectly valid.
 
[TW]Fox;18443091 said:
No, the association of British insurers says one thing, a copy invoice says another.
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Well, actually, you say they do.

Firestar_3x said:
Because i was brought up with morals thats why, just because every man and his dog is claiming doesn't mean i should, i have no intention of falsely claiming money off a company for an injury that's hard to disprove.
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You seem to be arguing something different here.

Fox and the like are saying I don't deserve compensation even though I was injured. I should just suck it up.

You are saying that people shouldn't make false claims (which I whole-heartedly agree with).

Firestar_3x said:
Whiplash is the biggest pile of rubbish ever; First off odds are the vast majority of cases it never existed in the first place and people see it as a quick way to make a few quid, secondly in those cases in which whiplash does exist the ‘pain’ is only for a relatively short period of time, quality of life isn't really an issue, however the real issue is why this way of thinking has been ingrained into peoples minds, you see it from nursery right through to big business.
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Spoken exactly like someone who has never experienced whiplash.

I could barely move my neck and shoulders for 6 weeks - initially it was out of stiffness, then it was for fear of pain if done too quick. I spent months losing a lot of sleep because of neck/shoulder pain as well as pins and needles that just do not go away.

Over 6 months later I can still feel the effects.
 
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MikeHiow said:
Fox and the like are saying I don't deserve compensation even though I was injured. I should just suck it up.
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You dont deserve £2000 for a few days off work, a morning at a hospital and 'having to deal with paperwork', no.

You are saying that people shouldn't make false claims (which I whole-heatedly agree with).
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I wont go there.
 
[TW]Fox;18443418 said:
You dont deserve £2000 for a few days off work, a morning at a hospital and 'having to deal with paperwork', no.
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LMAO.....Judge fox presiding. Because obviously he asked for an amount of compensation and got it......
 
Firestar_3x said:
Whiplash is the biggest pile of rubbish ever; First off odds are the vast majority of cases it never existed in the first place and people see it as a quick way to make a few quid, secondly in those cases in which whiplash does exist the ‘pain’ is only for a relatively short period of time, quality of life isn't really an issue, however the real issue is why this way of thinking has been ingrained into peoples minds, you see it from nursery right through to big business.
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My wife was in an accident 2 years ago and her neck and shoulders still play up. This did not happen before the accident.

Whether this justifies her claim to the moral high ground that is OCUK I suspect not.

Personally I would like to see the back of claims for an accident - the clue being that it was an "accident" so is anyone really to blame?

Would I claim, while the system existed, yes. As I've paid for my potential claim through my premiums then not to claim seems like throwing money away. If they stopped or tightened up the system, then fine - assuming my insurance premiums went down accordingly.


Robbie G said:
Well that's just stupidity tbh..you could have used the cash for top rate physiotherapy or to see a specialist of some other type.
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We've paid for physio after the claim was complete because the pain kept recurring. Think we are about even.
 
Reality Bites said:
but thats why you pay insurance? Surely you see that? I'd be amased if it loaded that onto your policy......but why slate someone for claiming for an injury when someone has hit him?

Why not slate the idiot driver who's caused the accident and more to the point, would more likely cause policy costs to rise.
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I pay insurance because I have to, it's the law, incase I crash and cause damage or harm to other people or other people's property, that's what it is there to cover, I have fully comp but I'd be mad to use that with teh excess I have. The muppet who crashed into the back of me paid for all my costs through a claim company, so at precisely zero cost to my insurance company.

I havent got my renewal letter yet, so I'm just running quotes as a new customer, without NON FAULT accident declared, back of of £1.4k, with NON FAULT accident declared back end of £1.6k. I might change my tune if I get a renewal below that, but I doubt it taking off any new customer discounts that they have applied to the quotes.
 
WOnt premiums go up anyway with claiming for the damage to your car? If so why not claim a little more for it.
 
MikeHiow said:
Spoken exactly like someone who has never experienced whiplash.

I could barely move my neck and shoulders for 6 weeks - initially it was out of stiffness, then it was for fear of pain if done too quick. I spent months losing a lot of sleep because of neck/shoulder pain as well as pins and needles that just do not go away.

Over 6 months later I can still feel the effects.
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I think you should read a few posts up.......


At the end of the day i simply want to see an end to this stupid claims culture which has been building in the uk for the past 10 years.
 
Mucky_Pup said:
I pay insurance because I have to, it's the law, incase I crash and cause damage or harm to other people or other people's property, that's what it is there to cover,
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Think you've said it all there. It's law for a reason, and you've stated the reason....yet, the law that is OCUK seem to have an issue with those who actually claim against their policy.
 
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