Soldato
- Joined
- 18 Oct 2002
- Posts
- 4,898
PR2 has some nice and some not so nice areas. There is also a problem with staged accidents in Preston that has probably caused insurers to blanket refuse cover in some cases.
Warning - Contains Insurance Rant
- Thread starter Makhaira
- Start date
Soldato
- Joined
- 8 Sep 2003
- Posts
- 23,180
- Location
- Was 150 yds from OCUK - now 0.5 mile; they moved
YAY - I helped you save £650 on your quote.... you owe me big style!
To put the above into context....
On my old postcode, on a policy taken out in February this year, adding my parents made bugger all difference.
Now, adding the pair of them knocks the premium from £2180 to £1550.
Go figure!
But yes, I owe Ace big style.
On my old postcode, on a policy taken out in February this year, adding my parents made bugger all difference.
Now, adding the pair of them knocks the premium from £2180 to £1550.
Go figure!
But yes, I owe Ace big style.
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
What did you do? The only other post I can see from you is asking him what his postcode was? Did you email him or something?
Soldato
- Joined
- 8 Sep 2003
- Posts
- 23,180
- Location
- Was 150 yds from OCUK - now 0.5 mile; they moved
Fox - I spoke to him on steam chat 
Gave him some tips to get his policy price down, advised him to park on road at night, to add his mum and dad as named drivers and to check out a few different job title amendments cos they all can affect it.
Gave him some tips to get his policy price down, advised him to park on road at night, to add his mum and dad as named drivers and to check out a few different job title amendments cos they all can affect it.
Soldato
- Joined
- 24 Apr 2007
- Posts
- 7,567
- Location
- Southport
Lol, you kidding? Me too! And yes, insurance is awful. I came from PR4 and it doubled.
I'm moving back to PR4 soon.
Fox - I spoke to him on steam chat
Gave him some tips to get his policy price down, advised him to park on road at night, to add his mum and dad as named drivers and to check out a few different job title amendments cos they all can affect it.
Is parking on road cheaper than on a drive or in a garage?
What's the logic behind this dropping his premium?
It's quite a bit cheaper with Bell if I say my car lives on the road as opposed to the drive.
Maybe because it's more visible and hence less likely to get stolen?
Garage is most expensive, presumably due to entry/exit accidents.
I'm sure the statistics agree with you, but how the hell does that work? Surely if car thieves can see it, they will nick it? If it isn't in sight it, it won't be stolen? Right? I don't get it.
If it's on a drive it'll probably only be partially hidden, but still allow some privacy to break into the car without being seen or noticed. If it's on the road it's much more obvious if someone is trying to break in.
Obviously not a GTR but i've been reliably informed that this is the same for 911s.....it's SIGNIFICANTLY cheaper with admiral (20%) to insure my car parked on the road than in the garage......it's £800 for on the road, £840 for communal parking area, £900 for driveway and £1000 for garage.
Figure that out unless it is purely based on people crashing into the garage.
Tom.
