Hitachi finance

Hello,

I did this and as with any other finance agreement a hard copy with the signature is required. I checked when the called me to scan a payslip over.

sorry about that.
 
Sorry to go off topic a bit - with the finance option can you pay back however much you like whenever you like before the 12/24 months are up?

Eg, could someone pay £500 one month, nothing the next, £100 the next etc. Does it matter when you pay within the length of the agreement or is there a set monthly repayment amount?

Thanks :)
 
I haven't tried to pay anything off yet, But as far as I understand it you can pay anything of at any time. Just when you pay the final amount off there will be an Admin fee of £29.

There is a defered payment date on the agreement that you have to have it all payed off by, if you dont it automatically goes into a 36 month plan, and then you will only be able to pay of the agreed amount for the rest of the term of the loan.

Hope that helps.
 
FARGO said:
Sorry to go off topic a bit - with the finance option can you pay back however much you like whenever you like before the 12/24 months are up?
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The only options where you can pay early, and not pay interest, are buy now pay in 6 or 12 months, not 12 or 24 months.
 
I had a nightmare experience with them at the start of this year. Ordered a new system on finance. Was accepted. They asked for proof of income.
So I posted it all to them. Got a confirmation letter 2 days later saying they'd contact me within 24 hours.
I left it around 5 working days. So sent an email asking how it was getting along. nothng.
2 days later. I called them, went to answering machine twice- so I left a message asking them to call back or email me.
A week later, I called again still got nothing, and sent a third email asking wtf was going on.
All-in-all, I waited about 2-3 weeks for them.

So I cancelled the order with OCUK, as I decided I didn't want to get financially involved with a company that I was unable to contact. And email Hitachi saying to scrap the order as I was displeased with their service.

A month later, they sent me an email saying they unfortunately declined my application for finance, with nothing else mentioned at all.

Edit, Last email i got from them prior to the "declined" was Fri, 14 Jan 2011 12:25:18 +0000
The decline email was sent
11/02/2011- Though they never included the date in this one, like they did with the first.
 
Last edited:
Woah My experience with them was nothing like that,

1st day made order 10pm,
2nd day posted agreement- 1 email saying they needed to talk to me, call made- 1 Payslip scanned and sent via emai- finance agreed on same day- Items dispatched on same day.
3rd day items recieved.

All in all 1 extra day ontop of normal ordering process.

sorry to hear you had it so bad.
 
Can't complain. I left it a few months, saved up more money- got a credit card, and a sweeter system. So it worked out fine in then end.
 
I can confirm you can infact fax the agreement to them if you wish. You can get the number from their customer service.
 
Robertnpmk said:
Woah My experience with them was nothing like that,

1st day made order 10pm,
2nd day posted agreement- 1 email saying they needed to talk to me, call made- 1 Payslip scanned and sent via emai- finance agreed on same day- Items dispatched on same day.
3rd day items recieved.

All in all 1 extra day ontop of normal ordering process.

sorry to hear you had it so bad.
Click to expand...

I phoned them today and they said they need a copy of my payslip, could anyone tell me where to send it please as I didn't ask because I was originally going to send them the payslip in the post and I have changed my mind as that will take too long. Cheers for any help!
 
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