You are basically playing safe by purposely underexposing every shot just in case you blown some highlights and in turn introducing noise to all your shots, even where light is in abundance. i.e. daylight?
Yeh, I'm playing it safe, if I'm in a controlled environment will some time on my hands I expose 100% manually (because it's more consistent, but mainly because it's more fun), if on the other hand I'm letting my camera decide what my exposure should be then I ETTL as this act's as a form of insurance, as I personally hate over exposed areas of images that have lost all texture, I personally would feel like I missed the shot.
This insurance allows me to concentrate on the task at hand, communicating with my subjects as opposed to breaking connection constantly to check my LCD for over exposure.
And you keep on insisting about this noise issue where you need to view a file at 100% to even faintly see it and to me is definitely the lesser of two evils.
And when does anyone even print their images at 100% and make use of all those mega pixels.
The images out of a D7K are still huge when downsized 50%, so I actually just started to do this with all my images now as I just don't need 100% sized files.
Below is the same image as posted earlier, only now at 50% crop, maybe it's just me, but I think the IQ is more than acceptable...
Edit: Of course I could use noise reduction if I wanted to, but I'm not a fan of that.