Car insurance for 17 year old

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I have just started my driving lessons and have an oppurtunity to either get a 1.2 renault clio or a 1.4 mg zr for cheap. How much woudl I be looking at insurance wise? I have done some of the comparison websites but i dont think i am doing them right as I am getting ridiculous quotes for the clio, as in, £7000 for third party. Not even attempted the ZR yet... any advice or reccomendations?
 
By all means get your license.
Forget about insuring a car. You will be paying thousands to insure a £200 turd.

I know that is not what you wanted to hear, but it just simply isn't worth it.
 
So how will i even get insured then? I need ot get a job... but most require a driving liscence which i need the job to pay for... or i need experience...

Not bad, they are a 2004 and a 2003 respectively
 
They're probably fronting.

The best you can do is try someone like Admiral/Bell/Elephant or LV and apply some of the following 'tricks'

Add your parents as named drivers (try different combinations of either or both)
Park on street rather than drive or garage
Vary mileage estimates

http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html

Check your postcode on there, anything worse than a C and you're more than likely in for a shafting any which way you try.
 
If you "need" a car then get some sort of classic its the only way of insuring a car cheap, my first year cost me %50+ less than all of my mates paid.
 
Surely a garage would be the safest place to stick it?

Insurance works on statistics, which may not tally with what you would initially assume to generate the cheapest quotes.

Garages bring with them dangers such as falling shelves/items, scraping your car on the door edges, the door itself hitting the car, etc. etc. Similar with driveways, lad who used to live over the road from me, shortly after passing his test tried to park on his parents driveway and knocked the gate and front wall down.

'Unemployed' will absolutely hammer your quotes, having a job will drop it hugely. Student is better but still more expensive than a job in my experience.
 
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If your doing some 'what if' quotes for when you have passed try adding a pass plus on, it almost halved my quote my first year, that was 10 years ago now tho, might not have the same result now.

Ps. tip from me with hindsight, buy something cheap and cheap to insure for the first few years and save the cash towards something nice when you can get it insured for a reasonable price, also your mates at 17 will prob trash a nice car anyways or you will have some minor bumps parking and reversing etc
 
I know, i dont think its fair myself, i see loads of people who dont even work getting insurance for 1.6's and such like.

There is a few things you need to do here.

Make yourself less of a risk, you can do this in a few ways:-

Miles per year - Minimal Impact, however if you only do 6k a year put that or less if it's true at that point in time, for normal policies it is an estimate not written in stone.

Fully Comp or Third Party? - It seems that now it is more expensive to go third party as you're more likely to hit someone rather than just park in a ditch, try full comp quotes.

Spread the risk - Add you parents as named drivers on your policy, provided they have no offences or risks associated with them, the insurers look at this as them sharing the car however it does not make any difference if they were not to use it.

Choose a different car - Cars associated with younger drivers have higher risk, strangely you may find cars with a higher engine size are less costly to insure to a certain point. For example, a 2.0 Skoda Octavia.

All of the above is perfectly above board, it will make a massive difference - let us know how you get on!
 
Your parents don't have to actually use the car for you to add them as named drivers. Try combos of both parents too, my dad reduced my policy just as much as my mum did.
 
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