Latest insurance shenanigans
- Thread starter miniyazz
- Start date
Caporegime
- Joined
- 13 May 2003
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- 34,574
- Location
- Warwickshire
What company / comparison site? There are loads of glitches in insurance systems. I ticked every add on box and reduced my excess to £100 recently when I renewed with my insurer and it didn't change my quote.
When I last renewed I got my NCB bonus wrong, can't remember if I said I had 3 when I have 4 or said I have 2 when I have 3. Corrected this when I phoned up to take the policy and it made....zero difference.
Smelling a rat I went back on with the same details but slightly different name etc and the site itself confirmed that extra year caused absolutely no cost variation. Might have expected that to be the case at say 6 or 7 years but not with relatively low ncb, then again I don't have any accidents/claims/points etc in the stated period so I guess that makes the bulk of the number up....Shysters
Smelling a rat I went back on with the same details but slightly different name etc and the site itself confirmed that extra year caused absolutely no cost variation. Might have expected that to be the case at say 6 or 7 years but not with relatively low ncb, then again I don't have any accidents/claims/points etc in the stated period so I guess that makes the bulk of the number up....Shysters
Associate
- Joined
- 13 Mar 2012
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- Poole
Im 27 with 5 yers NCB
Admiral wanted £1100 for 2011 Merc C class estate, Got it with Swiftcover for under £700!!
Admiral wanted £1100 for 2011 Merc C class estate, Got it with Swiftcover for under £700!!
Im 27 with 5 yers NCB
Admiral wanted £1100 for 2011 Merc C class estate, Got it with Swiftcover for under £700!!
I hope it was the C350 Sport for that money
The procedure every year for car insurance is the same:
1) Get premium from current insurer ( Usually goes up even though no accidents // increased no claims )
2) Quick check on the comparison websites to find the same insurers offering it about last years premiums price.
3) About 5 hours of trial and error, ticking boxes and random changes to find the "right" price. Last time I changed my job title from Network Administrator to Computer Engineer and it dropped by abour £300, load of ********.
4) Then ring my insurance and get them to beat the price, if not then just go with the insurer who offers me cheapest.
Been with Admiral last few years though, but if you ever have an accident then expect an enjoyment of 100s of calls through the year asking you to claim for this that and the other.
1) Get premium from current insurer ( Usually goes up even though no accidents // increased no claims )
2) Quick check on the comparison websites to find the same insurers offering it about last years premiums price.
3) About 5 hours of trial and error, ticking boxes and random changes to find the "right" price. Last time I changed my job title from Network Administrator to Computer Engineer and it dropped by abour £300, load of ********.
4) Then ring my insurance and get them to beat the price, if not then just go with the insurer who offers me cheapest.
Been with Admiral last few years though, but if you ever have an accident then expect an enjoyment of 100s of calls through the year asking you to claim for this that and the other.
Or you could do what i do. Receive renewal from Direct Line (less than last years, as it has been every year since I got my GTI-6), go onto confuzzled.com and gocompare, get quotes. See quotes are more expensive than what I'm paying now. Accept DL renewal. Easy! Hopefully it will continue like this too!
Soldato
- Joined
- 17 Jun 2005
- Posts
- 6,514
- Location
- Near Brighton
This has been pretty much the way for me as well. Even online quotes as a new customer with admiral come out more than my renewal
![[TW]Fox](/data/man-of-honor/2009.png){kind=avatar}
Im 27 with 5 yers NCB
Admiral wanted £1100 for 2011 Merc C class estate, Got it with Swiftcover for under £700!!
700 quid is still bonkers.
Soldato
- Joined
- 25 Oct 2002
- Posts
- 2,569
- Location
- Cambridge,York,Bristol
This has been pretty much the way for me as well. Even online quotes as a new customer with admiral come out more than my renewal
Happenning for me too with Admiral group. What is the world coming to???
Associate
- Joined
- 13 Mar 2012
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- 556
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- Poole
[TW]Fox;22286375 said:
agreed, but had to disclose the crash my missus had in the Saab 9-3 (previous car) £5k damage in total
agreed, but had to disclose the crash my missus had in the Saab 9-3 (previous car) £5k damage in total
Why? Is she on your new insurance too? In which case, didn't you learn last time?
Associate
- Joined
- 13 Mar 2012
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- 556
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- Poole
Why? Is she on your new insurance too? In which case, didn't you learn last time?
Yeah she needs access to the car also so didnt have a choice
But she does pick me up from the pub lol
Associate
- Joined
- 13 Mar 2012
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- 556
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- Poole
OK, why won't Swiftcover let me add any named drivers to my theoretical policy?
Keeps coming up with "Sorry, we cannot insure this driver on your car" next to the relationship to policyholder section
Website issue?