Co-op black box insurance.

I wonder why night time is considered a dangerous time? Almost all my driving is during these hours and it's great, road to yourself most of the time, drive at your own pace, no stress. I dislike having to drive during the day.

Because the most serious accidents are at night?
 
So does the machine relay the data realtime back to the insurer or just analyse your journeys and report back when you're parked?

What would happen if you were to have a flat battery for example?

Presumably it simply uploads the data when it has a GSM signal. It'll have an onboard battery backup.
 
I would be worried if insurers started to share the info. If they did then some people could find themselves uninsurable.

Why is that a bad thing? I've no problem with unsafe drivers being priced off the road before they have accidents. In fact it seems better than the current system of waiting for them to have a couple of accidents before deciding they're crap.
 
Just an engineer who comes round to your house and starts butchering your engine bay to fit the box, would love to hear how it affects warranty's on newer cars :confused:

Wow sending out those who design the things to install them. You hope said Engineer knows something about car electronics.......
 
As a young male driver, I found Admiral the least-bad, with both parents added as named drivers. Confused was the best of the comparison websites (think they're run by Admiral?) but then I just went to Admiral directly anyways.

Then, thanks to the Admiral Customer Service person, I discovered Admiral multicar which was even better. Moved other family cars over to Admiral, which were within £20 competitive quotes for them, and it more less halved my policy price.

Admiral MultiCar Thread
 
i think id generally score well, i drive sedate on the commute, until i get to some lights with a clear junction ahead of me and then i will wind up the revs. if it could tell someone exceeded a speedlimit and how much by, then i think that could be a problem
 
So does the machine relay the data realtime back to the insurer or just analyse your journeys and report back when you're parked?

What would happen if you were to have a flat battery for example?

It's defiantly not real time, sometimes takes 3 days for the info to show up.
 
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