Car accident claim phone calls

Slobbo said:
Why not claim? The system will decide if you're entitled to anything.
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Because I work in Medical Negligence and I see these 'no win no fee' Solicitors every day on my desk and it sickens me sometimes.
I know you might find this hard to believe but the NHS will not just throw money at a claimant and they will fight it, of course some cases are 100% in the patients favour with clinicians admissions of breach of duty.

It was hard typing on my phone and getting my original point over.
What I've got going through my head is that a car insurance company throws 1 million in a 'non fight' pot and it's basically a first come first served scenario.
With this in mind it doesn't seem so bad that you would accept a cheque even if you've had no losses or mental trauma (we are still having mental trauma though).
 
chameleon said:
I get the odd fishing call or text on my work phone telling me to claim for the accident I had. I haven't had any accidents for years and it is a blatant example of fishing.
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We've had a few of these and the last one was told to stick it where the sun doesn't shine.
 
Voltar said:
Why are you not claiming?

I won't give any formal advice but I'd be keen to know what you've been told in respect of this incident. You say you've been told you can be paid a small amount without fighting. This appears to be an offer.
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Does it? It appears to everyone else including the OP to be a third party claims firm speculatively chasing him, what gives you the idea its an offer?

You then go on to add plenty of legal speak, so I guess this is something you do for a living, which makes the rather large leap you've made to the assumption that it's the third party solicitor making an offer even more of a strange one..
 
Slobbo said:
Why not claim? The system will decide if you're entitled to anything.
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What exactly is he going to claim for? He was uninjured?

Seems to me like Dimples attitude in all of this is spot on. It's a shame to see so many people encouraging him to try and play the system without any knowledge of any injuries.
 
So is this true?
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In the same way they have cash on hand to pay out for damage to your vehicle/ other peoples vehicles.

Should we all therefore smash up our cars and claim so someone else doesn't claim? Yeah right.

It's scumbags like that which are making insurance so expensive, ******s.
 
I have the exact same problem Dimple. I was parked and a car from behind tried to pull out and scratched my bumper. I wouldn't have cared that much - probably could have just wiped the scratch out - but the chap denied it, so I took it to the insurance company. They paid out and the bumper was resprayed.

I was happy with that. The guy made a mistake then acted like a dick, but I wasn't injured. These ******* call me every few days though, and this has been going on for about two years. The calls have reduced in frequency recently, but they really take the ****. I was in the car with my grandfather at the time, who died about a month afterwards (completely unrelated), and when you tell the people on the phone that you don't want their money, they say well you must have had some sort of concussion or neck strain or something. I tell them that I was absolutely fine and my grandfather died, and they shut up.

I probed them a few times for answers, and always ask them to remove me from their list. One of them had the bloody cheek to say it would cost me £50!

I asked some questions at my insurance company, and they say that they never give your details out. However, the other person's insurance company might have sold me details, ********. I need to contact them to give them a *******ing, but they're open 9-5 on weekdays ffs!!

Good luck getting rid of them :D
 
[TW]Fox;25660908 said:
What exactly is he going to claim for? He was uninjured?
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I am assuming the car was undamaged, as he does say they were 'knocked' into the outside lane.

Also he does say they have suffered mental trauma, and it still upsets them now, should compensation only be for physical injuries? Though I'm not sure what use money would be unless it was spent on counselling.

Seems to me like Dimples attitude in all of this is spot on. It's a shame to see so many people encouraging him to try and play the system without any knowledge of any injuries.
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I agree, though there are a lot of people who go to the other extreme and don't even claim when they do have reason to.
 
Dimple said:
BUT I FULLY EXPECT THAT WHEN I GET UP IN THE MORNING EVERYBODY IS CALLING ME A SCUMBAG.
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Dimps, nobody has called you a scumbag. I don't think you are one but just so you're not disappointed.

Scumbag!

Hope that makes you feel loved :)
 
She clearly wasn't injured - so there is no claim.

The "pot" isn't a "pot" at all. If there is a suggestion at the time of an accident of injuries then the insurer will make a reserve - nothing more than that - it's a fiscal reserve for costs they MIGHT incur IF someone innocent was injured. The sum of all reserves is total of rolling liabilities - it'll fluctuate daily as reserves are deleted/added as new accidents/claims are recorded/closed off/adjusted etc. As in this instance it appears there was no immediate suggestion of your wife being injured there will be no reserve.

Whiplash fraud detection is on the up - insurers are now using properly the fraud detection tools they've had at their disposal for many years but until now have been stupidly reluctant to unbox.
 
Me and daughter were in an accident a few years ago where a car had suffered a blown tyre and left the road right in front of us, we got away with minor damage to the car and no-one was injured.

Insurance sorted the repairs, no issues, job done, life moves on.

About 6 weeks later I was started to be bombarded with no win no fee calls regarding the accident.....how did they know? The bloody insurance company had sold on the details of the accident :mad:

Insurance companies themselves are as much to blame as the greedy public by stoking the fire with sold on accident information.
 
On Monday I had an Indian guy telling me someone at my address had an accident which wasnt their fault within the last 2 years. No one has as we have only lived here for 2 years and its a new build. Is not the first time this has happened either. I get the guys from Microsoft calling about my viruses as well. Its likely they are just calling people on a database and happened to call you after an accident.
 
My wife was involved in an incredibly minor accident where someone drove very lightly into the back of her while she was stationary.

No injuries, no issues, just a slight bumper repair required.

Couple of weeks later and she is getting at least 3 calls a week about making a personal insurance claim. The companies are all ringing her mobile so its obvious that her details have been soled and no matter how she responds they just keep ringing.

In the end one company started sending through paperwork + calling, just sign it and we will send a check they kept saying.

So in the end she signed the paperwork and sent it back, we didn't want to be a part of the claim for anything culture but the calls were annoying and we started to want the money.

Got a check for £750 a couple of weeks later and haven't heard anything since.
 
Replenish said:
My wife was involved in an incredibly minor accident where someone drove very lightly into the back of her while she was stationary.

No injuries, no issues, just a slight bumper repair required.

Couple of weeks later and she is getting at least 3 calls a week about making a personal insurance claim. The companies are all ringing her mobile so its obvious that her details have been soled and no matter how she responds they just keep ringing.

In the end one company started sending through paperwork + calling, just sign it and we will send a check they kept saying.

So in the end she signed the paperwork and sent it back, we didn't want to be a part of the claim for anything culture but the calls were annoying and we started to want the money.

Got a check for £750 a couple of weeks later and haven't heard anything since.
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Lol, nice - you've just posted on the internet that your wife wasn't injured but you lied and claimed she was - to pocket £750 fraudulently.

You haven't thought this through too deeply have you?
 
Philtor said:
As mentioned in previous posts I would only consider a claim if I was left out of pocket in one way or another. Some people are too quick to claim these days and hence the rising cost of insurance amongst other factors.
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Exactly this.

My wife brushed a car at a petrol station due to turning a bit too tight to the corner. We stopped at the pump and popped over to see if there was any damage and could see that some paint had transferred from our car to theirs, however there was no bodywork/paint damage on their vehicle and so a bit of T-Cut would sort it no problem at all.

We exchange details as it is the done thing and think nothing of it however when my wife's renewal comes through, it appears that the ******s did make a claim against her :rolleyes:
 
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