Give 'em a slap and send 'em on their way.
Lazy, self-absorbed little scrotes with an entitlement complex!
Young people feel robbed of a better life but they don't know what to do about it
- Thread starter oldbag
- Start date
Give 'em a slap and send 'em on their way.
Lazy, self-absorbed little scrotes with an entitlement complex!
Soldato
- Joined
- 27 Jul 2005
- Posts
- 13,302
- Location
- The Orion Spur
The key to this rescission is cheaper rent's/mortgages (much cheaper) and more houses being built, that is the single biggest factor in cost of leaving atm, we need people having more disposable income and we need the goverment to stop telling us how poor we are because that's not helping matters, the Conservatives got in on that very mantra.
Personally I don't want to own my own home but in the UK you feel forced into being in debt due to unregulated rental charges, poor landlords, short term lets etc, and don't even get me started on the amount the government pay's in housing benefit's to private landlords is crazy, around here the only people making 'real' money are landlords, they are buying up houses left right and centre and converting them into studio flats that cost 80% of the averagely weekly wage down here.
There needs to be a fundamental change in the cost living in the UK to gain back consumer confidence, to get people investing again in new ideas, starting bushiness, spending money.
Personally I don't want to own my own home but in the UK you feel forced into being in debt due to unregulated rental charges, poor landlords, short term lets etc, and don't even get me started on the amount the government pay's in housing benefit's to private landlords is crazy, around here the only people making 'real' money are landlords, they are buying up houses left right and centre and converting them into studio flats that cost 80% of the averagely weekly wage down here.
There needs to be a fundamental change in the cost living in the UK to gain back consumer confidence, to get people investing again in new ideas, starting bushiness, spending money.
Associate
- Joined
- 20 Nov 2013
- Posts
- 916
Oh the irony!
My mother did actually bring my brother and I lunch at work today. We remain unashamed!
Soldato
- Joined
- 21 Apr 2007
- Posts
- 6,635
Yep
That is why as soon as i'm in a position financially and picked a place / learn't the language maybe over next few years BRB...... Europe.
I can't be bothered with the UK.
![[FnG]magnolia](/styles/overclockers/avatars/9.png){kind=avatar}
Caporegime
- Joined
- 29 Aug 2007
- Posts
- 28,767
- Location
- Auckland
I'd care more about those who choose not to better themselves or try harder or save or further their education or expand their limits or work towards their own goals if they did any of those things. Even one would be nice.
It's tellingly easy to blame the Government or the previous generation or [any reason that fits your excuse] but the end result is that if you do not do anything other than moan when you should be doing your hardest to improve your life then you may as well admit that you've given up, you can't be bothered, it's too hard, or you can't actually improve.
It's tellingly easy to blame the Government or the previous generation or [any reason that fits your excuse] but the end result is that if you do not do anything other than moan when you should be doing your hardest to improve your life then you may as well admit that you've given up, you can't be bothered, it's too hard, or you can't actually improve.
Soldato
- Joined
- 24 Mar 2014
- Posts
- 2,810
- Location
- Inverness,
[FnG]magnolia;26173664 said:
here here !!!
I agree, nothing only comes from nothing. Sure its a monty pythons quote but its a damn sight more insightful than "life is unfair" crap people spout.
if you dont like your life change it. Only you can cahnge YOUR life.
(BTW this is not targetted at anyone on here in particular. Just general advice and maonings that you hear from parents when your a teenager and hate, but understand and approve of when you GROW UP!)
[FnG]magnolia;26173664 said:
The point is that many HAVE given up, because they don't feel they have the tools or skills to get anywhere, or they feel that the odds are so stacked against them as to be insurmountable. If all your family, neighbours, peers are failures, then what rolemodels/real examples of how to live do you have to follow?
Hence intervention/education is the key to solving it.
To an extent that is true but at some point, you become and adult and have to take responsibility for yourself. It is never too late and people of all ages start again and re-train.
Soldato
- Joined
- 24 Mar 2014
- Posts
- 2,810
- Location
- Inverness,
people just need to realise that no one, not even actors, or dare I say it politicians get where they are by giving up. No they gave up after they got their jobs, espacially some MPs who I fell sometimes are just in it for themselves.
While I agree that people give out without sufficient role models. They still have a dream and can aspire to be like a person they know of alrwady in that profession.
I will admit I feel lothargic and unmotivated at times when doing my course, but I force it out of myself and keep going. What's the point in getting so far, only to give up and remain in macdonalds for the rest of your life.
"want fries with that???"
"your burgers cold???, heres one from the bin it will probably taste better"
Surely that's more of an incentive not to end up the same way?
It's not easy when faced with 20% youth unemployment and you are in the least capable block of about 10%. And you don't know anyone who has been to college or done a course in anything.
The evidence strongly disagrees with you.
My parents didn't really set the world alight, and I didn't want to end up like them. But they did instill a certain amount of ambition in me to exceed them: many peoples' parents are more than happy to see their children end up the same as themselves.
It was certainly my incentive !
growing up in a crappy council estate where one of my neighbours daughter being pregnant at the age of 18 is seen as a great achievement made me want to GTFO asap. Most of my extended family also know no better and all have "settled down" had kids and generally mooch of the council. I had no role models what so ever in the field of work I went into. In fact most of my extended family, neighbours and school friends just thought I was wasting my time doing further education and that I should "get a real job". The only people who ever gave me encouragement was my parents, they did the best they could but they couldn’t fully grasp what I was trying to achieve.
Funny when I think about it, the more people told me I was being stupid and wasting my time just made me work harder, made me want to prove myself that I could do better.
Banks will only lend a multiplier of a persons salary, that means when house prices increase and salaries stay the same it is much harder to obtain a house.
Soldato
- Joined
- 29 Dec 2004
- Posts
- 17,111
- Location
- Shepley
Or you buy a smaller house?
Multiplier is higher than it used to be, it is very easy to get a mortgagee.
Theres several main issues.
People don't want tomsacragive anything
People dont want a starter home, they want a good home in a good area.
Compare that to mine and I'm sure many other parents, who put everything they could for several years to get 10% (you only heed 5% now, and that's easily achievable with out such sacrifices) to get a house at the max the bank would lend (again you generally don't need to do that again now) and moved in with nothing, no carpets, no curtains nothing. And took ages to get everything and do the house up. And that's ignoring ll the lack of other items they had. Like dad had a motorbike and mum had no transport, compared to couples dropping loans on two cars, when a £600 car would do. And all the other things we "must" have these days.
Now I can easily get a mortgagee for 140k on my own, if I could sacrifice, get 5% deposit in well under a year, and be able to afford to do it up. Not that I would even need to spend 140k on a house. 140k gives loads of choice around here. Its not the most expensive area, but neither is Bristol cheap.
People just have rose tinted glasses about the past that is unfounded, other than a few years off boom (but that wasn't normal).
Even at 5% deposited, fixed for 7 years, its still way below the average mortgagee rates for the uk.
Simple fact is, it's still incredibly easy to get a house, if you want one. And it barely requires sacrifice, unlike the old days. Yes houses cost far more, but that in no way makes them less obtainable, when interest rates are low, banks loan more, goverment schemes etc.
Last edited:
- Joined
- 4 Jan 2013
- Posts
- 3,783
Of course your family background and circumstances dictate how you will do. It's not just a question of motivation, but of access.
For example: My family have moved quite a lot and have a few children. This by its nature limits how much of a hand up I can get.
Contrast this to a single/double child who has parents with the resources to see the best in education and have the contacts to help the initial jump.
And yes, I feel the world is quite difficult. Sure I can survive, but I feel there is genuine lack of opportunity in being able to make a significant difference.
The last job offer I received wanted me (degree and nearly got my masters) to work 6 day weeks (Tuesday-Saturday) from 9am-8pm for 21k (euros), with a fixed term contract of 18 months.
Do I mind working long hours? It's not great but I'd do it
Do I mind 21k starting salary? Not great, but I'd do it.
Do I mind the 18 month contract? No problem.
Do I want to work in a fixed contract job, with no job at the end, with those hours and that pay? Not a chance. (This is a major bank by the way).
For example: My family have moved quite a lot and have a few children. This by its nature limits how much of a hand up I can get.
Contrast this to a single/double child who has parents with the resources to see the best in education and have the contacts to help the initial jump.
And yes, I feel the world is quite difficult. Sure I can survive, but I feel there is genuine lack of opportunity in being able to make a significant difference.
The last job offer I received wanted me (degree and nearly got my masters) to work 6 day weeks (Tuesday-Saturday) from 9am-8pm for 21k (euros), with a fixed term contract of 18 months.
Do I mind working long hours? It's not great but I'd do it
Do I mind 21k starting salary? Not great, but I'd do it.
Do I mind the 18 month contract? No problem.
Do I want to work in a fixed contract job, with no job at the end, with those hours and that pay? Not a chance. (This is a major bank by the way).
Soldato
- Joined
- 24 Mar 2014
- Posts
- 2,810
- Location
- Inverness,
a 10% deposit in the old days would be a similar real terms amount as 5% now, since house prices have gone through more than a doubling in real terms.
In the old days, interest rates were high so, even with a smaller capital loan, repayments were similar to now, in real terms.
However, interest rates dropped off in the early-mid nineties, and prices rocketed. Repayments dropped to very low levels on what were now very valuable assets.
This gave a huge boost in the standard of living to that generation, which is unavailable to current generations.