I had a bike literally since I could walk, mx off road then then 50cc fizzy through to sports bikes. Last one I had was a Aprilia 1000cc Mille which was great fun. Used them for track days, rides out and commuting alike. Even sold my car, rode in all weathers regardless for a decade. Over 20 years only dropped it once commuting (drain cover). Considered myself a reasonable rider. Fast when appropriate, yet smooth, observant and careful on the road.
Then I had kids and it all stopped. I now have no bikes and drive a 7 seater MPV. Why? Because as much as I love bikes, and I miss them terribly, they are bloody dangerous. So many near misses, anticipating bad drivers saved my life more times than I can count. When It was just me and the wife I took the risk without thought. But with kids? No, just too many idiots trying to kill me. Every one of my riding mates had multiple incidents. Being honest with myself I knew it was just a matter of time before when one of them had me off.
I'm not even talking about 'enthusiastic' riders. I've watched a dozen spills from over cooking it. Seen some nasty accidents, watched one mate turn his leg into spaghetti, now has one leg two inches shorter than the other. Ride long enough and you'll hear of an acquaintance who's died, usually from speed or rather the sudden stop at the end. Now I do think most of those can be avoided by treating the road for what it is, transport not a race track.