even at 3% which hes aiming for its only 1.2k a year so hed still be fine.
Student Loans Company Agressive Letter
- Thread starter FoxEye
- Start date
even at 3% which hes aiming for its only 1.2k a year so hed still be fine.
I'd like to see education free at the point of user, paid for using general taxation.
But we also need to look at reducing the number of university students. Not every career path needs a degree. We should be looking at giving better support to apprenticeships and helping with professional accreditations as well as purely acedemics.
But we also need to look at reducing the number of university students. Not every career path needs a degree. We should be looking at giving better support to apprenticeships and helping with professional accreditations as well as purely acedemics.
Soldato
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Which is really the crux of this entire thread. You dont want to give them your financial details because you are worried they will force you to pay back money that was lent to you in good faith and you don't want to. Thus you are making any excuse to avoid sending them the information which is amusingly ironic because not doing so will likely bring about the conclusion you are so intent on avoiding.
As I said many posts back - just send them the info and be done with it. They will say "thank you sir, we can see you do not make enough interest on your savings to make student loan repayments - please update us further should your circumstances change so that we can reassess your suitability to make repayments."
/thread
its that kind of "im all right jack" attitude thats going to end up with harsher terms for newer students.
Exactly - my previous post may have been a little tongue-in-cheek, but realistically there are plenty of career paths where a degree simply isn't necessary - where's the sense in getting thousands of pounds in debt going to University to get a degree in a field where you're never (or at least extremely unlikely) going to be earning enough to pay that debt off?
Soldato
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What about people like FoxEye who do not graduate?
Can you reasonably tax someone for benefits they are not getting from a degree? How is that shortfall covered? Who pays those fees?
And no doubt when the news comes out there are to be harsher terms for newer students, he will be at the front of the line to shout "Evil Tories!"
I would like to see the fees reduced and the state and business to contribute equally. If employers wish to have degree qualified staff, they should help pay for them. That way, everyone that benefits (the student, society and employers) from the education system pays.
If employers don't want to pay, then don't spec jobs that require grads and employ youngsters with apprenticeship or other qualifications.
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As said, I am currently in favour of the current method. However there is a clear choice, they are either committed to the same taxation as someone who stuck with it or the cost of their incomplete education is written off. Taxing a half complete degree may provide an incentive to carry on and its not like the university can backfill the second or third year.
Who's fault is it they didn't graduate?
Should the taxpayer be forced to pick up the bill because the student decided to prioritise partying over studying?
I realise that not some people will fail to graduate due to circumstances beyond their control, but I'm pretty sure the number of those cases is dwarfed by the number of people who just couldn't be bothered.
As it's not "free, magic" money why should hard working people like Nurses, shop workers, police, firefighters, office workers, and a host of others be expected to pay for it if the person who managed to waste everyone's time and money on a university placement jolly for a couple of years with no positive result can't be ***** to pay it.
our place started doing degrees for its apprentice engineers, so they could have a course specific to their requirements.
that would be a good move, we have apprenticeships for vocational work why not have apprenticeships for degrees for companies that need degree educated people.
i left because i got severely depressed to the point of attempting suicide and was removed for my own good....
still ive paid back my loan in full now lol you'd be surprised how many drop out dude to depression etc though.,
Well yes, medical reasons, family circumstances, etc. fine - like I said circumstances out of your control, however I know quite a few people who went to Uni for the "experience", without any real drive to actually graduate. Hell, half the people on my course dropped out after the first year, and only about 6 of us graduated out of the original ~20!
Same with the place I'm contracting at. They have an intake of youngsters for apprenticeships yearly and those who complete the apprenticeship and want to progress further can apply to do paid for degrees. Those that don't generally stay as technicians.
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Deleted member 66701
Deleted member 66701
I've paid more tax in my working life than you probably ever will. I've effectively "paid it forward".
I'm happy with my stance from a moral standpoint.
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Caporegime
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No, you've effectively paid your taxes like most normal people do.
Your standpoint sucks, for what its worth. And so does the OPs.
I'm sure those we reveil for tax evasion rationalise their actions in much the same manner...
Soldato
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That is really what I am getting at. If you had a compulsary tax deduction for everyone who went to university what happens if the person has to drop out for reasons beyond their control?
It isn't really fair to tax the rest of the populace for their tuition fees, but nor is it reasonable to tax the individual if they are in low paid work and do not have the degree they set out to get.
So the reasonable response is to introduce an earning threshold after which tax deductions for education are made.
Which is essentially what we have now with student loans but with the added cost of implementing and administrating an entire new tax system for those partaking in higher education.