Forced out of our home with nowhere to go

[AndyT]

haha, i don't have difficulties with life.

I am just saying that from the first op post it sounded a bit entitled and a non issue in the grand scheme of things.

Now he says that he bought it for full market price and potentially even prevented from fixing it himself due to the council restrictions. In that case i would still move to temporary accommodation on my own if it was not suitable and try and claim it back from the insurance/council.

it is true i am resentful of all these people with big families who usually get all benefits while having children is completely out of reach for working people. While this appears to not be the case in this instance and i apologise for jumping to that conclusion right away.

It is fine you can insult me, because i am not very precious like that.

There are children involved in this story - good job you you aren't successful enough to be able to afford them as you clearly have no compassion. Sounds like the guy is a good father and just trying to the best for his kids.

Kids aren't even that expensive, certainly not in the first few years of life - I don't know where this myth comes from. Nappies, milk and wipes hardly break the bank and they are happy to play with a cardboard box half the time.

PS - Did you used to be called Groen?

 

[stopper]

Edit: We would probably get fined by the school if we took the kids to a hotel abroad to save money, but I like the idea

Doubtful, these "penalties" are down to the head's discretion. I'm sure they wouldn't issue one under these circumstances.

 

[Haggisman]

Whilst I have every sympathy for the OP as this must be very difficult, you should probably try and get some perspective here. Council's do not have vast swathes of empty housing stock held ready for such purposes as homing people "on a like for like basis"

Yes, the council should/could be doing more to help you but I would imagine that a) my point above is correct and b) they simply don't have the budgets to put you up in a nice hotel with all expenses paid whilst it's all sorted out. That amount of money would probably mean they couldn't then house a person with genuine housing needs for a year. Is that fair? Someone else suffers because you've been asked to live in a place that's a bit grubby, in a not so nice area, for a short while?

They have offered you somewhere to stay and that is considerably more than a lot of people would get. My partner works with homeless kids and adults with dependencies, most of whom would dearly love to be offered somewhere to live, in any state.

You could be a little but grateful that you have options. There are tens, if not hundreds, of thousands of people in this country who don't.

council budgets are being slashed, maybe they have no other empty properties?

Utterly irrelevant posts. The OP isn't homeless, the OP isn't a council tenant.

The OP is the owner of a flat in a building which is managed by a management company, as part of this, the OP pays a fee to the management company, part of which is for buildings insurance.

I have to confess I'm struggling to find exactly what the legal obligations of a management company are, but I would have thought there would be something about providing alternative accommodation, I'd also be interested to see what sort of (utterly pointless) buildings insurance policy doesn't include cover for alternative accommodation should the insured property become uninhabitable?

 

[PapaLazaru]

Well it doesn't matter where i live i couldn't afford children.

Probably a good thing.

 

[Shoza]

It's a hundred year lease, we've been in for 15.

Now makes sense. Your landlord has no particular obligation to re-house you or even suspend rent and therefore going to the Council for emergency housing would be a course of action. However the landlords (whether it be a Council or a private landlord) buildings insurance policy will cover suspension of rent (ground rent), service charges and emergency housing in your case.

I would get back onto the Council and ask to speak to the insurance department or someone more senior since you want to make a claim against their insurance policy.

 

[SC0TTRS]

Irrespective of all of this.

The council should be paying for all COSTS, it there roof and should be covered under insurance. Quite frankly they are fobbing you off,

Get in contact with a solicitor, take this letter to the council and confirm legal action. Then book yourself into a sensible hotel or reasonable accommodation and send all invoices to the solicitor and council.

This in not your fault in any shape or form.

Have to agree with this. I own a Maisonette in a building owned by my local council. I own the dwelling within the property and responsible for that. Council own the building itself and responsible for the upkeep of which includes exterior walls, roofs, guttering, communal area's etc.

If you have House Insurance through them as I so, it will (or should) cover everything!

 

[nutcase]

Think of that irritating Direct Line ad with Harvey Keitel - a flat is occupied because of something (A fire?) - and Keitel says the landlord had the right insurance that the occupants are re-housed - same principle. The council is the "landlord" (Actually freeholder) and the OP is the tenant (actually the leasholder).

When my flat was flooded by an upstairs flat, the buildings insurance covered 2 days hotel for me while the repairs were carried out.

 

[byeo]

Fingers crossed something get's sorted out soon, OP. God know's how you must be feeling.

 

[Gtiracer]

Moral code of ridiculous people in Gd

Op must have massive salary
Op must not have wife or family unless massive salary can support all in the family
Op must not and never have claimed benefits
Op must be UK born and British
Op must own his own house
Op is at fault for everything that goes wrong with house and deserves no help if fails to meet all others standards of the Gd code

If he doesn't he is worthless scum that deserves everything he gets

Seriously what is with some people

 

[dowie]

Whilst I have every sympathy for the OP as this must be very difficult, you should probably try and get some perspective here. Council's do not have vast swathes of empty housing stock held ready for such purposes as homing people "on a like for like basis"

Yes, the council should/could be doing more to help you but I would imagine that a) my point above is correct and b) they simply don't have the budgets to put you up in a nice hotel with all expenses paid whilst it's all sorted out. That amount of money would probably mean they couldn't then house a person with genuine housing needs for a year. Is that fair? Someone else suffers because you've been asked to live in a place that's a bit grubby, in a not so nice area, for a short while?

They have offered you somewhere to stay and that is considerably more than a lot of people would get. My partner works with homeless kids and adults with dependencies, most of whom would dearly love to be offered somewhere to live, in any state.

You could be a little but grateful that you have options. There are tens, if not hundreds, of thousands of people in this country who don't.

this is what insurance is for, if you can't live in your flat then you'd expect to be able to claim for alternative accommodation - not some emergency sheltered housing normally used for homeless people... after all you've been paying into an insurance policy to protect against stuff like this

 

[dirtybeatfreak]

Moral code of ridiculous people in Gd

Op must have massive salary
Op must not have wife or family unless massive salary can support all in the family
Op must not and never have claimed benefits
Op must be UK born and British
Op must own his own house
Op is at fault for everything that goes wrong with house and deserves no help if fails to meet all others standards of the Gd code

If he doesn't he is worthless scum that deserves everything he gets

Seriously what is with some people

I hate to say it, but sometimes I would say this is pretty accurate

 

[wordy]

I hate to say it, but sometimes I would say this is pretty accurate

Sometimes???

 

[Smeghead]

How far away is your parent's home from the old flat? If it's near, I don't see what's the big deal of staying there for a few weeks while you get this sorted. Sleeping on the sofa or the floor but in a safe (and surely understanding) environment must be better than the crack den you're describing? It sounds like you'd need to buy some temporary air matresses or whatever anyway, so you wouldn't exactly be sleeping on the floor either.

 

[TheMightyTen]

Moral code of ridiculous people in Gd

Op must have massive salary
Op must not have wife or family unless massive salary can support all in the family
Op must not and never have claimed benefits
Op must be UK born and British
Op must own his own house
Op is at fault for everything that goes wrong with house and deserves no help if fails to meet all others standards of the Gd code

If he doesn't he is worthless scum that deserves everything he gets

Seriously what is with some people

Nail has well and truly been met clean and sharp on the head

 

[McPhee]

How far away is your parent's home from the old flat? If it's near, I don't see what's the big deal of staying there for a few weeks while you get this sorted. Sleeping on the sofa or the floor but in a safe (and surely understanding) environment must be better than the crack den you're describing? It sounds like you'd need to buy some temporary air matresses or whatever anyway, so you wouldn't exactly be sleeping on the floor either.

I believe he stated earlier that his folks live in Bristol. He's in Portsmouth.

Hopefully the uni can get something sorted. Probably the most likely fix now. Employer of the year if they do TBH.

 

[jonneymendoza]

I'm on about your post of



And disagreeing with it, as in sending them to Nursery will nearly always be better for developmental reasons than being at home with 1 parent.



There is no compulsory nursery attendance?

like i said, you send your kids to nursery anyway!

End of discussion

 

[Andybtsn]

like i said, you send your kids to nursery anyway!

End of discussion

You didn't really discuss anything, just confused matters. Are you sure you're sending your kids to a nursery?

 

[jonneymendoza]

You didn't really discuss anything, just confused matters. Are you sure you're sending your kids to a nursery?

if i had kids i would regardless if my missus was working or not. doesnt make a difference.

its like saying, "o u send your kids to school"

 

[Andybtsn]

if i had kids i would regardless if my missus was working or not. doesnt make a difference.

its like saying, "o u send your kids to school"

So do you have kids?

 

[Dis86]

So do you have kids?

I'm guessing not from the bit where he says 'if I had'