Spook187, I hope you're ok tonight and that it starts to go down soon.
Unfortunately some will not have been able to afford it.
My parents were quoted 3k+ for their house (which has never flooded, in an area that is a flood risk for insurance mainly due to houses built later*), I can imagine a lot of people would have been either unable to get any cover at all, or quoted really silly money, and unfortunately the governments flood risk underwriting scheme is IIRC behind schedule.
At the moment my parents aren't covered for flooding at all as they cannot get affordable cover and know the flood levels (they're betting on it not getting ~2-3 foot higher than the local record).
The government both local and national has a lot to answer for with where they've allowed houses to be built, and things like the cutbacks on dredging and flood prevention schemes.
*They built houses lower than the 25 year flood level on a flood plain (and because they built entire estates on other flood plains that is now a 5-10 year level), and before that (in the 70's) built an entire estate below the level of a nearby stream in an old quarry - it needs pumping in light rain.
Unfortunately some will not have been able to afford it.
My parents were quoted 3k+ for their house (which has never flooded, in an area that is a flood risk for insurance mainly due to houses built later*), I can imagine a lot of people would have been either unable to get any cover at all, or quoted really silly money, and unfortunately the governments flood risk underwriting scheme is IIRC behind schedule.
At the moment my parents aren't covered for flooding at all as they cannot get affordable cover and know the flood levels (they're betting on it not getting ~2-3 foot higher than the local record).
The government both local and national has a lot to answer for with where they've allowed houses to be built, and things like the cutbacks on dredging and flood prevention schemes.
*They built houses lower than the 25 year flood level on a flood plain (and because they built entire estates on other flood plains that is now a 5-10 year level), and before that (in the 70's) built an entire estate below the level of a nearby stream in an old quarry - it needs pumping in light rain.
low life scummies.
