The nervous wait to exchange....

  • Thread starter Thread starter noj
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lee1101 said:
Coming up to 4 months since we had our offer accepted. The current delay is regarding a deed which has had to be drawn up regarding the shared driveway. The vendors solicitors have had to write to her neighbours mortgage provider so that they can be party to the deed. Seems to be taking an age :(
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Follow up to this. The neighbour isn't happy for the vendors solictor to speak with their morgage company. Not sure why yet but I will find out soon enough.

The issue is that the house we are buying has had a garage built over the shared driveway. Next door has built a side extension over 'their half' so the shared driveway no longer exists. Not sure what to do now :(
 
Put our house up for sale in February. Lost our sale so pulled out of a purchase. Missus then changed jobs. Got a new buyer and found a new property.

First time buyer > us > Vacant possession (lived in but they own another house).

Proposed a Friday 6th January move date with all agreeing.

Fingers crossed.
 
platypus said:
So the documents to transfer the deeds into our name arrived on Friday for our perusal and signatures.

And the Solicitor had managed to get every single detail wrong, other than my name. They spelt my wifes name incorrectly, and got our NI/DOB wrong.

These people are supposedly professionals :confused:?
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Like i said, they are always the idiots in the process. Complete muppets.

Every one, bar one we have had over the years have been the same! The last one had things down wrong on the contracts! Plus i had to chase up things when he said he had but hadn't. He was right pain!! The purchasers solicitor was even worse!!!!!!
 
I'm looking to buy my first house very soon and have an offer on the table than I'm expecting to be accepted any day now. I haven't got any idea who I should be using as a solicitor as this is all new to me, but I was wondering if going with the same firm as my seller might make life easier?

Assuming they aren't stupidly expensive or, well, stupid, would that make sense?
 
glitch said:
I'm looking to buy my first house very soon and have an offer on the table than I'm expecting to be accepted any day now. I haven't got any idea who I should be using as a solicitor as this is all new to me, but I was wondering if going with the same firm as my seller might make life easier?

Assuming they aren't stupidly expensive or, well, stupid, would that make sense?
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Ask friends or family. Keep Selling and buying solicitors separate.
 
glitch said:
I'm looking to buy my first house very soon and have an offer on the table than I'm expecting to be accepted any day now. I haven't got any idea who I should be using as a solicitor as this is all new to me, but I was wondering if going with the same firm as my seller might make life easier?

Assuming they aren't stupidly expensive or, well, stupid, would that make sense?
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The sellers solicitors probably won't be able to take you on as a client as it'd be a conflict of interest to represent both parties I'd have thought.

As said above, ask friends/family - you don't have to use a local solicitor, you can use one anywhere in England (and Wales maybe). All else fails, the estate agent will probably be delighted to recommend a solicitor for you, as they'll get a finders fee, not that I recommend doing that.

Good luck :)
 
Bickaxe said:
Yes, you can use solicitors in Wales. I'd avoid those recommended by estate agents, they are usually useless.
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I'd recommend going with someone local so you can go and see them to 'hurry' things along if necessary for example if the forms are wrong you can get it sorted the same day etc.
 
Skillmister, need a cheeky bit of advice please :D

Would you recommend that we sort out the deed issue (above) rather than go down the vendors preferred route of leaving it as is and taking out indemnity insurance?

We are worried that it may cause problems in the future when remortgaging or selling.
 
Hard to say without knowing the full background, but generally advice would be sort everything properly as it will only come round to bite you down the line when your buyer won't take the same view and you have to foot the bill :)

One thing to bear in mind is that if your property is supposed to have a driveway (or garden, right of way etc..) and was valued as such, if its no longer there and you want to proceed your solicitor will most likely have to report it to your lender for their authority to go ahead. Could lead to reduced valuation and mortgage offer... all sorts. Plus delays!

"Why didn't you deal with this when I bought the property?" is a frequent question from past clients. I like to remind them when I have written evidence of them saying "go ahead as it is I can't be bothered waiting" :p
 
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Thank you all for the solicitor advice - being new to this my logical brain thought it might be a good idea, but now I can see why it wouldn't be!

Thankfully my offer has been accepted and I can officially start the process of buying my first house, so I think I'll take the advice offered above and go with a respected/recommended local firm as I can always pop in to see them should (or when) things need a little hurrying along.
 
So now I'm getting amazed at how slow the process is. Mortgage company have completed their valuation, offer documents are in the post, so far this has been a week...
Buyers mortgage company were not supposed to do drive by valuations, since I'd had no access call I ended up chasing the buyer. Guess what? Drive by. Buyer has since arranged their own survey. Surveyor said the buyer would get their report in around 6-7 days. Pushes everything to a week closer to Xmas, so I guess it isn't going to happen this year now.
 
That's all a mortgage valuation is. Unless the bank specifically states it's a home buyers report (which you'd notice the extra charge for!) it's a box ticking exercise of little use to anyone.
 
glitch said:
Thank you all for the solicitor advice - being new to this my logical brain thought it might be a good idea, but now I can see why it wouldn't be!

Thankfully my offer has been accepted and I can officially start the process of buying my first house, so I think I'll take the advice offered above and go with a respected/recommended local firm as I can always pop in to see them should (or when) things need a little hurrying along.
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Believe you me, you will be chasing them and correcting them etc! lol
 
platypus said:
So the documents to transfer the deeds into our name arrived on Friday for our perusal and signatures.

And the Solicitor had managed to get every single detail wrong, other than my name. They spelt my wifes name incorrectly, and got our NI/DOB wrong.

These people are supposedly professionals :confused:?
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Depending on the complexity of the matter and the size of the firm there is a very real possibility that a solicitor glanced in the direction of your paperwork just long enough to sign the letters someone else drafted. Not to say those drafting shouldn't have known better but for a lot of mid to large firms the conveyancing process is very much a checklist affair dealt with by numerous paralegals and 'overseen' by one solicitor.
 
Getting my house valued friday.

only been here a year and a half, we did a full dorma loft conversion too.

I will be happy to get my money back and start again.

We are going to be a selling a 4 bed ex council in search for somthing a bit bigger
 
had the house valued as mentioned before.

thought it was worth 260k, got told depends how far into the 300's you want to go?? gulp

315k?- £325k

sounds great but everything i want to buy is probably 60k more than you would think anyway

got a couple of jobs to do and i will stick her on the market
 
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