Dog vet bill costs
- Thread starter Sparx
- Start date
Luckily I already took out insurance the day we got him. It included £4k of life cover, but I can up this at renewal I guess. To be honest, this isn't an ongoing condition or problem the vets explained, it just needs the hernia closing.
The one ball thing, is just a slight complication as we want to neuter him. Although I know they need to find it anyway first to remove it, otherwise if left as it is could then cause some major issues!
I wonder if the insurance will cover his op actually for this? I'm with More Than (Premier plan) it does say covers vet bills and complementary treatments... Just a £75 excess.
Calm down, yes I am hence my post for christ sake!
I've not had to pay for any healthcare bills before... This is our first dog, not my first time having one but as an owner and managing the bills it is. The overall consensus seems to be the price is reasonable, so fair enough. Either way I would have bloody paid it as it needs doing, he's a lovely dog and worth it! 
Read the rest of my post, he's 6 months soon we are booking him after this, likely near 7-8 months old... Chill
The one ball thing, is just a slight complication as we want to neuter him. Although I know they need to find it anyway first to remove it, otherwise if left as it is could then cause some major issues!
I wonder if the insurance will cover his op actually for this? I'm with More Than (Premier plan) it does say covers vet bills and complementary treatments... Just a £75 excess.
Calm down, yes I am hence my post for christ sake!
I've not had to pay for any healthcare bills before... This is our first dog, not my first time having one but as an owner and managing the bills it is. The overall consensus seems to be the price is reasonable, so fair enough. Either way I would have bloody paid it as it needs doing, he's a lovely dog and worth it! Read the rest of my post, he's 6 months soon we are booking him after this, likely near 7-8 months old... Chill
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Someone explain pet insurance to me.
Just want something which covers the dog. All this "lifetime" cover versus "time limited" seems needlessly convoluted
There are 4 levels of pet cover
Accident - As it suggests, if your pet has an accident they will cover the bill to fix whatever happened, however ongoing costs and care for any further issues (say arthritis or rehab following a broken leg) would not be covered. Usually a maxmum payout which is pretty low given how rapidly bills can accumulate in emergency situations.
Time limited - Where they will cover upto a set price within 12 months, using the above example, Broken leg + rehab would be covered in the first year, however only upto a certain value. Anything further rising from that accident in future years (eg arthritis in later years) is down to you.
Maximum benefit - Are similar to time limited, but the only limit is the max cap on payouts. No time limits.
Lifetime - You will have an amount each year you can claim for, be it repeat illness, or ongoing care. As long as you keep renewing the policy. So lets say, broken leg, and rehab costs you 10k in bills. With 10k being the yearly cap. Next year when you renew, you can spend again that 10k (some policy reduce the subsequent year payouts) on further rehab or other things which may need treating due to complications from the accident.
In terms of being covered, I've found ours really good at paying out for everything I've ever applied for, though it's a decent life policy (m&s from memory). I have had to argue back multiple excesses when the little psycho cocker has had an emergency vet visit then back to our own the next day or the likes but otherwise simple enough
Pretty cheap for a years cover given the cost and probability of claiming for a dog imo
Pretty cheap for a years cover given the cost and probability of claiming for a dog imo
I think that's down to opinion when 6+ months old, plus it differs breed to breed. The vet told us 6 months, which we already knew, she was happy with his current state and agreed in a month+ is perfectly fine.
The main reason we are booking him in the next month or two, is he is getting far too 'humpy' with both other humans and dogs. We take him out a lot (energetic breed) on walks and with other friends' dogs and in groups. So need to drop some of the hormones flowing!
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- Joined
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- Newcastle U/T
as above, insurance mate. just make sure its a for life policy 
a short stay at the vets cost almost 700 for our cat
We went with petplan classi 4 life policy, covered for upto 7k in vet bills.
Costs me just shy of £30 a month for 2 cats.
Id much rather pay that and have the peace of mind should anything happen then there covered than have to pay out hundreds/thousands for one visit.
a short stay at the vets cost almost 700 for our cat
We went with petplan classi 4 life policy, covered for upto 7k in vet bills.
Costs me just shy of £30 a month for 2 cats.
Id much rather pay that and have the peace of mind should anything happen then there covered than have to pay out hundreds/thousands for one visit.
You having a laugh. Surgery is by a trained professional plus aneathastist plus nurse plus after care.
Vets charge a fraction of what doctors charge.
Permabanned
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Plus they aren't constantly threatening strike action, they do call outs, they are available 7 days a week, and they usually have an excellent command of the English language. Many veterinary surgeries make the average doctor's surgery look filthy.
i agree -someone didn't do their homework before getting a pet.........
With due respect, what a plonker.
Theres doing right by your animal, and pushing things within reason, but there is a point where you have to just sit back and think, that's too far.
Soldato
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- Was 150 yds from OCUK - now 0.5 mile; they moved
I think thats fairly cheap actually.
Which is why you don't have a pet, I would guess. People that have pets generally view them as part of the family. Meaning you wouldn't leave them to suffer/die over some money if you can help it.
Caporegime
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Our vet advised us about neutering our Labrador
From 6 months which slightly increased the risk of urinary incontinence but massively reduced the risk of cancer
Or leaving it til 18 months had the opposite effect. Higher risk of cancer but lower risk of urinary incontinence.
She's 4 now and can easily got through an 8 hour night without needing to wee. She's hasn't done anything indoors since she was about 6 months old.
So no, 6 months isn't too young.
From 6 months which slightly increased the risk of urinary incontinence but massively reduced the risk of cancer
Or leaving it til 18 months had the opposite effect. Higher risk of cancer but lower risk of urinary incontinence.
She's 4 now and can easily got through an 8 hour night without needing to wee. She's hasn't done anything indoors since she was about 6 months old.
So no, 6 months isn't too young.
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I have long held that for minor issues (Infection control, minor surgery, etc) I would be perfectly happy being attended to by my local Vet.
That's all well and good but how about a pet hotel holiday?
It's about priorities, animals are more important than most things to the average pet owner.