Nobody has said that, unless I've missed it? When you sign up to Paypal they have a list of terms and conditions you agree to. You can choose to read or ignore them but legally you're agreeing to them when you sign up.
Paypal ripping me off ! please advise
- Thread starter jasonsony735
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Nobody has said that, unless I've missed it? When you sign up to Paypal they have a list of terms and conditions you agree to. You can choose to read or ignore them but legally you're agreeing to them when you sign up.
You strongly implied it. Ultimately you're not risking a CCJ anyway because IF it went to court, you'd get ample notice of what was happening.
BUT, PayPal aren't going to take you to court over a debt that they have created. This is why they don't actually use the courts for money they claim you owe from a dispute.
Just to clarify, now you are saying they will take you to court over a terms and conditions breach? I'd be interested to see how that could lead to a CCJ as AFAIK (could be wrong here) a CCJ is for financial situations, not a breach of terms and conditions.
That's assuming their terms and conditions are actually legal.
Paypal created the debt between themselves and the person they refunded the money to. They cant force you to pay that.
Good luck getting any judge to enforce a debt to a 3rd person who did not agree to it being created.
Good luck getting any judge to enforce a debt to a 3rd person who did not agree to it being created.
you cant remove cards from your account if you have any open/pending transactions
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this is the only post that is useful. unless you posted the codes to the buyer with a tracked service to prove it arrived you dont have a leg to stand on.
I used to sell games codes a lot (100's) a few years ago, some claimed that they did not work or they didnt receive them, but i sent them all tracked and only lost a handful of cases where the post person didnt get the delivery signed for / it was lost in the postal systems still waiting to be delivered.
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The whole thing sounds a bit fishy anyway. How many of the five purchasing accounts were supposed to have been hacked? All of them?
Not sure what the best advice is to be honest. It's not just paypal but isn't everything geared towards the buyer, and we, ourselves are protected as buyers which is good. I mean we have the DSR for example. Credit card companies will refund the buyer if the card is incorrectly used and you notify them. All those here who advise to cancel the account or not pay back etc, if you had your CC stolen and it was used you'd probably expect the credit card company to cover any costs of someone else using it and then it's up to the CC company to try to recover the money which in this case is from the private seller.
Personally if it was me I'd just take the hit and learn lesson not to sell digital goods on the bay
. Did OP send to the email address the payment came from or to a different email address they were asked to send it to? Must admit in the past I given buyers the chance to have their goods sent to an alternative address, need to be a bit more careful with that in future just in case.
I do feel for OP, what a nightmare!
Not sure what the best advice is to be honest. It's not just paypal but isn't everything geared towards the buyer, and we, ourselves are protected as buyers which is good. I mean we have the DSR for example. Credit card companies will refund the buyer if the card is incorrectly used and you notify them. All those here who advise to cancel the account or not pay back etc, if you had your CC stolen and it was used you'd probably expect the credit card company to cover any costs of someone else using it and then it's up to the CC company to try to recover the money which in this case is from the private seller.
Personally if it was me I'd just take the hit and learn lesson not to sell digital goods on the bay
. Did OP send to the email address the payment came from or to a different email address they were asked to send it to? Must admit in the past I given buyers the chance to have their goods sent to an alternative address, need to be a bit more careful with that in future just in case.I do feel for OP, what a nightmare!
Paypal isn't a licensed lender or a bank, it's a transfer service.
The most they can do is hire a doorstep bully, which you just tell to get lost.
You don't need to remove your card, you just need to cancel any direct debit that might have been set up via your bank.
PayPal won't try to charge a card for an amount that they claim you owe as it's something that would only screw them over as soon as you started to fight it.
They however can attempt to claim the money via direct debit as you agree to them doing this indirectly when you link your bank account and set up a direct debit. They claim it's for "your convenience", but it's really so that they can attempt to pull money from your account to right a negative balance.
They also offer Paypal Credit not backed by the third party bank so they are indeed a "licensed lender"
Conveniently posted after the dispute?
Selling digital goods is a bad idea unless you have the ability to void the key afterwards in the case of a chargeback etc.
This is how people get keys to sell on websites like G2A.
Don't pay paypal back. They will chase a little and then give up. They will not take you to the county court and they would not win if they did. Just forget about that paypal account and move on as the other poster said. Even if they did get a CCJ, it does not appear on your credit record if you pay it off within a month. There is literally nothing to lose by ignoring paypal.
ah, thanks to Junker's legacy they set up in his tiny country and got to dodge their tax obligations over here...
Nearly every big company in Europe shifts its money through Luxembourg and has done since the 70's, not sure of the relevance.
Isn't selling any sort of game code against Ebay terms anyway, especially when your just messaging the code and not shipping the card after. Usually get scammed on things like this as they'll claim the code doesn't work after redeeming it.