Step One: Open
this reddit thread I had saved for a long time.
Step Two: Quit job.
Step Three: Head aboard for a few days to think about how to manage the money, how much to give to who and how (one off, monthly).
Step Four: Engage a decent lawyer and tell them the plan. Ensure it is difficult for me to deviate from that plan with an emergency fund in place.
Step Five: Head North and tell the parents and brother.
Step Six: Buy dog.
I realise I am a very boring person, but what would you expect from a Tax Accountant?