So the car does not have an MOT? does that not mean she can't get insurance for the car and also can't get car tax? So she is an uninsured driver, driving a car that's not fit to be on the road? I would inform the Police.
Lots of assumptions there. You don't have to have an MOT to get insurance, if the MOT ran out in November 2019 then it may have been taxed for 6 ort 12 months before then which would still be valid. Not having a current MOT doesn't necessarily invalidate insurance, it depends on the specific policy wording - some will state it must have a valid MOT, some may only state that the car must be roadworthy. A car can be roadworthy but not have a valid MOT, and conversely a car that is not roadworthy can hold a valid MOT certificate.
