The nervous wait to exchange....

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rypt said:
Got our completion date confirmed yesterday... and it's tomorrow!!!

Super excited, and also amazed that we managed to get everything done this fast. I only put on the offer on Feb 10th, and was lucky that both the seller, the sellers solicitor, my bank, and my solicitor were super fast at getting everything done.
The only slow part was the landlord for the building (it's leasehold), who took 4 weeks (to the day) to provide their parts. Otherwise we would have been ready to complete 2 weeks ago!
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Monday now, as I could only get to my solicitors office late in the afternoon today, so wasn't enough time to process all the paperwork before 4pm

Good news is that we are exchanging and completing on same day, and both my and the mortgage lenders funds are already with my solicitor as of today
 
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LiE said:
April is hopefully when we get to move. Conveyancing is pretty slow on a new build it seems. Contracts are signed already for the sale of our property though.
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Mortgage deed signed and returned. Enquiries to the developer's solicitors yesterday - I've asked for a timeline. Assuming those come back quickly and nothing further, we will be ready to exchange and complete. I'm hopeful we will be moved into our new place inside 3 weeks.
 
LiE said:
Mortgage deed signed and returned. Enquiries to the developer's solicitors yesterday - I've asked for a timeline. Assuming those come back quickly and nothing further, we will be ready to exchange and complete. I'm hopeful we will be moved into our new place inside 3 weeks.
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Best of luck. I believe I'm still on for getting into my new build next month - everything's signed, from my end, and I've gone through a couple of rounds of enquiries both with the developer and my purchaser's solicitors.

Fingers crossed! :)
 
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Well it looks like we're in a bit of a pickle. I was unaware in Scotland I could put in an offer myself and mortgage broker certainly implied he had to do it. Another offer accepted on the house we were interested in and we're back to looking at houses again. And, as if that couldn't be any worse, I'm currently in consultation for redundancies at work (although not unduly worried) , AND son has a disciplinary tomorrow where I'm expecting him to be sacked as he apparently punched someone at work this morning and was sent home today. We got our AIP from the broker yesterday afternoon!

Kids. They will entertain, make you proud and make you glad they're around, but also have the capability of disappointing you greatly with one rash decision.
 
MissChief said:
Well it looks like we're in a bit of a pickle. I was unaware in Scotland I could put in an offer myself and mortgage broker certainly implied he had to do it. Another offer accepted on the house we were interested in and we're back to looking at houses again. And, as if that couldn't be any worse, I'm currently in consultation for redundancies at work (although not unduly worried) , AND son has a disciplinary tomorrow where I'm expecting him to be sacked as he apparently punched someone at work this morning and was sent home today. We got our AIP from the broker yesterday afternoon!

Kids. They will entertain, make you proud and make you glad they're around, but also have the capability of disappointing you greatly with one rash decision.
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Why the hell was the broker getting involved with making an offer, you say to the estate agent i'm offering x amount. They pass it on to the client, yes or no comes back. If yes, pass details of lawyer and get their details.

It really is so simple compared to England.

Good luck with the consultation, half the people in our team were hoping we were involved!
 
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MarkeR said:
Why the hell was the broker getting involved with making an offer, you say to the estate agent i'm offering x amount. They pass it on to the client, yes or no comes back. If yes, pass details of lawyer and get their details.

It really is so simple compared to England.
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I'm completely new to this mortgage business, he certainly implied he needed to make the offer. I guess he makes it official with paperwork or something but we could make a verbal or emailed offer.
 
mattpj said:
Excellent, congrats. Now you'll have plenty of time to get rather excited :D
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You'd think so but some minor issues have cropped up. Nothing I don't think can't be overcome but still annoyances. And I wasn't aware they can only loan up to the home report value as we offered £7k over and need to come up with that alongside the deposit. Mum said she would help but I may end up having to sell the car. And I like my car very much.
 
How quickly do buyers usually undertake their home survey after offers have been accepted? Been a few weeks now and still nothing organised.
 
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cadmunkey said:
How quickly do buyers usually undertake their home survey after offers have been accepted? Been a few weeks now and still nothing organised.
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Maybe chase them - I'd normally like to get the survey done ASAP as that can be make or break if a lot of issues come back.. no reason to leave it, subject to the availability of the surveyor.
 
cadmunkey said:
How quickly do buyers usually undertake their home survey after offers have been accepted? Been a few weeks now and still nothing organised.
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Depends, some buyers may opt to upgrade the mortgage lenders survey and go that route. Best speak to the agent, find out what the buyer is doing.
 
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