Soldato
- Joined
- 14 Jul 2005
- Posts
- 9,388
- Location
- Birmingham
Hi all,
My partner is having refresher lessons after not driving for over 15 years and she is keen to get a car.
She will do local trips mostly, to and from work uptp 10-15 mins. No more than 5k miles a year I would think.
It has to be quite small. I have an MG5 estate and our driveway can just about fit two cars side by side but its then awkward to get in and out of doors etc, plus she might have trouble maneuvering given she will be a newish driver. So ideally something narrower is better so we will have more room.
In terms of new vs old, petrol vs EV, and method of purchase I am quite unsure. Both have pro's and con's.
She is initially favouring just getting something off her work's salary sacrifice scheme, but the value here is pretty poor at £400+ a month (net). The pro here (and which she favours) is its a brand new car, full warranty, no maintenance, fully insured taxed etc all in the monthly fee. Its how I finance my car now and its been great (but I was running an old car before that needed work so it made sense for me).
So if buying with cash that obviously brings other options into play such as an older cheap petrol runabout (but we carry the maintenance risk) or something newer but will need a hefty loan to purchase (£10k+ over 5 years).
With cars these days I do find myself feeling its either old and cheap or lease, because the middle option of newer with loan means if anything goes wrong with it its a lot of money down the drain.
If we were thinking old, then Nissan Micra or Toyota Aygo would be around the size I'd be thinking of.
Through salary sacrifice it would probably be something like a BYD Dolphin but I need to check out the size of it.
I think modern Leaf, Corsa etc might be a bit bigger than I was thinking.
I bloody hate thinking about cars.
Any ideas appreciated.
My partner is having refresher lessons after not driving for over 15 years and she is keen to get a car.
She will do local trips mostly, to and from work uptp 10-15 mins. No more than 5k miles a year I would think.
It has to be quite small. I have an MG5 estate and our driveway can just about fit two cars side by side but its then awkward to get in and out of doors etc, plus she might have trouble maneuvering given she will be a newish driver. So ideally something narrower is better so we will have more room.
In terms of new vs old, petrol vs EV, and method of purchase I am quite unsure. Both have pro's and con's.
She is initially favouring just getting something off her work's salary sacrifice scheme, but the value here is pretty poor at £400+ a month (net). The pro here (and which she favours) is its a brand new car, full warranty, no maintenance, fully insured taxed etc all in the monthly fee. Its how I finance my car now and its been great (but I was running an old car before that needed work so it made sense for me).
So if buying with cash that obviously brings other options into play such as an older cheap petrol runabout (but we carry the maintenance risk) or something newer but will need a hefty loan to purchase (£10k+ over 5 years).
With cars these days I do find myself feeling its either old and cheap or lease, because the middle option of newer with loan means if anything goes wrong with it its a lot of money down the drain.
If we were thinking old, then Nissan Micra or Toyota Aygo would be around the size I'd be thinking of.
Through salary sacrifice it would probably be something like a BYD Dolphin but I need to check out the size of it.
I think modern Leaf, Corsa etc might be a bit bigger than I was thinking.
I bloody hate thinking about cars.
Any ideas appreciated.
