It's depressing but I'd probably try to struggle though and see what the next couple of years brings. You're not going to do van life forever I assume, so at some point you need somewhere to live again...is renting out your current house to fund van life for a while an option? Disability benefits for your partner not an option if she has to have a WFH job and can't get one?200k is of debt, approx value 340k
900ppm (1.9% rate)
Fixed until 2027