Yeah definitely

I had a Corsair until recently, an SF750, but we don't talk about that
See I'm the other way, but there is a method to the madness, I overspec, to prevent potential issues like those i've mentioned, i.e. I choose a higher wattage than needed, so
if there was a sneaky loud fan that was to rear it's head at say 850W peak, having bought my new NZXT C1200 ATX3.1 for example, it'll probably never get into that range where it becomes loud

Makes a bit more sense now, right? Versus being close to the limit and everything being stressed? Where as mine is just relaxed at that load, as will the fans and everything inside it. Plus, there was only £35 difference between a C850 ATX3.1 and my C1200 ATX3.1 - so IMHO, I'd be silly not to with a 10 year warranty, as I will upgrade again in the next 1-3 years, and I know that PSU will take whatever I throw at it.