PSUs are designed to be run, and are their most efficient, at approx. 80% load. Whether you over spec the PSU and its load is 20% or 30% is only going to play a part in efficiency. PSUs are measured on their reliability by MTBF and that is not at low loads.I'd argue that nearly 20% is a fair difference though? So I'd imagine it would be significantly less stressed, load wise?
My C1200 ATX 3.1, was no more expensive than the 850W-1KW go for, so it would have been silly not to buy it at £130 posted, no?
It's not as simple as having more wattage and less load translates to a longer lifespan for a PSU:
Run a 1kW PSU with a 100,000 MTBF at 50% load.
Run a 1.2kW PSU with a 75,000 MTBF at 40% load.
The 1kW PSU should be more reliable. It likely has better quality components and is more resilient when it comes to degradation. The load will play little part if the quality is compromised to increase wattage.
If your 1.2kW PSU has the same MTBF, warranty, quality components, and the same dimensions as the 850-1000, then yes, it's probably a better buy at the same price. However, it will still be more inefficient than a less wattage PSU if it isn't loaded adequately.
There is never a win-win-win situation when it comes to PSUs. There will always be a compromise in some regard.
