Contents Insurance for RAM and Storage

Mujja · 25 Dec 2025 at 15:23

Just checked the cost to replace just the RAM and NVMe storage in my PC and at current OcUK prices it's over £2800!!!
Currently I have no contents insurance, but at these prices I need to get some ASAP.

My basket at OcUK:

2 x Corsair Vengeance 64GB (2X32GB) DDR5 PC5-41600C40 5200MHz Dual Channel Kit - Black (CMK64GX5M2B5200C40 (SKU: MY-4DC-CS) = £799.99
2 x Samsung 990 Pro 2TB M.2 2280 PCI-e 4.0 x4 NVMe 1.3c Solid State Drive (SKU: HD-24R-SA) = £299.99
4 x Samsung 990 Pro 1TB M.2 2280 PCI-e 4.0 x4 NVMe 1.3c Solid State Drive (SKU: HD-24Q-SA) = £155.99

Total: £2,831.91 (includes delivery: £7.99)

SoundsGood · 25 Dec 2025 at 15:28

What hardware are you using to connect 6 m.2 to 1 PC?

Mujja · 25 Dec 2025 at 15:36

B650 MATX board with 2 onboard M.2 slots
ASUS Hyper M.2 card in PCIe slot 1 for the 4 1TB drives. I use the iGPU.

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Mcnumpty2323 · 25 Dec 2025 at 18:27

Home content insurance?
Mine let me add an item (the pc)
Which was higher value than the other
Individual items limit
That was before the insane ram prices
So think I did £2500 for pc

Forget which company
But pretty sure they all or most of them
Allow doing it
Usually it's high value jewellery/watches or similar
But was no issue with the pc
As long as it was specifically listed on the policy as
An individual high value item

Skynet5 · 25 Dec 2025 at 22:22

You have no contents insurance? Wtf.

tamzzy · 25 Dec 2025 at 22:47

Mujja said:
Currently I have no contents insurance, but at these prices I need to get some ASAP.

Quick ocukers, let's go part hunting! :cry:

Mujja · 25 Dec 2025 at 22:52

Skynet5 said:
You have no contents insurance? Wtf.

Separated and divorced 5 years ago. Everything I've owned since then isn't worth replacing or can be replaced without too much cost, until now

Skynet5 · 25 Dec 2025 at 22:57

Mujja said:
Separated and divorced 5 years ago. Everything I've owned since then isn't worth replacing or can be replaced without too much cost, until now

Sorry to hear that. But if your property goes up in flames, don’t underestimate the cost of your belongings…
Everything costs something to replace…

TrojanWhore · 28 Dec 2025 at 05:12

I used to have contents insurance, but was out of work for a couple of years through redundancy/medical/market (post lockdown) so had to cut the non-essentials....

I forget who it was but the one I had included £5k of undeclared 'computing/electronics' equipment and was ~£120/year (probably loads more now, but everything is...)